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Designing Plans for Group Policies

End users can design plans for group polices by adding information about products, product classes, and rate bands.

A rate band is pricing information about the deductible, the premium, and the payroll deduction for each insurance product.

The following lists are available in the Plan Design view:

• Product Attributes. This view contains the Plan Design Product list and the Attributes list. Use the Plan Design Product list to associate a product with the policy that appears in the Group Policy form. Use the Attributes list to view attribute information and change attribute values.
• Product Classes. This view contains the Plan Design Product list and the Classes list. Use the Classes list to select employee classes that you want to associate with the selected product.
• Product Class Matrix. This view contains the Plan Design Product Class Matrix list. In this list, you associate an employee class with the selected product.
• Product Class Rate Bands. This view contains the Plan Design Product Class Rate Band list. Use this list to associate a rate band with the selected product/class.

To add a plan design

1. Navigate to the Group Policies screen.
2. In the Policies/Quotes list, drill down on a group policy.
3. Click the Plan Design view tab.

   The Plan Design Product list appears, showing the selected policy.

   NOTE:  If you need to add a product, in the Plan Design Products list, click New and complete the fields.

4. From the view link list, select Product Attributes and scroll down to the Attributes list.
5. In the Attributes list, change the appropriate information.
6. From the view link list, select Product Classes and scroll down to the Classes list.
   1. In the Classes list, click New to associate an employee class with the selected product.
   2. In the Class Name field, click the select button.
   3. In the Pick Class dialog box, select an employee class from the Class Name field and click OK.

      NOTE:  Only employee classes available for the selected product appear in the Pick Class dialog box. You can add employee classes to the list in this dialog box by using Adding Employee Classes for Group Policies.

7. From the view link list, select Product Class Matrix.
   1. In the Product Class Matrix list, check the appropriate product column for each class.
8. From the view link list, select Product Class Rate Bands.
   1. In the Product Class list, select a record with the appropriate product and class and scroll down to the Rate Bands list.
   2. In the Rate Bands list, click New to associate a rate band with the selected product and class.
   3. In the Rate Bands field, click the select button.
   4. In the Pick Product Rate Bands dialog box, select a Rate Band and click OK.

      NOTE:  Only available rate bands for the selected product appear in the Pick Product Rate Bands dialog box. Rate Bands are created in the Administration - Insurance, then the Health and Group Products view. For more information about how to add Rate Bands, see Adding Group Insurance Rate Bands.

To generate a proposal for this plan, see Generating Proposals for Group Policies.