This option provides basic information about the accounts, personal information as well as balances in the accounts held by the user. It allows users to view the customer details, holding patterns and initiate CASACurrent Account or Savings Accounts are operative accounts through which account holders perform day to day operations such as deposits and withdrawal of money. transactions through account details.
Account details provide details of account facilities and balances in the accounts. The user can track various balances in the accounts and their status themselves through self service channels. A complete account details are fetched on a real time basis from core banking system.
The Account Details screen provides below information:
How to reach here:
Accounts Dashboard > Account Details
Field Name |
Description |
---|---|
Customer Name |
Name of primary account holder. Note: If the account is a joint account, it displays the primary account holder name along with joint account indicator. |
Account Number |
Account number in the masked format. |
Basics |
|
Customer ID |
Primary customer ID of the account holder. |
Account Type |
Account type of the selected account that is current or saving. |
Holding Pattern |
Holding pattern for the account as maintained in the product. For example:
|
Joint Account Holder |
Name of the joint account holder. Note: In case of multiple joint holders, all joint account holder names will be displayed separated with a comma. |
Mode of Operation |
Operation mode of the account. It can be:
|
Branch |
Branch name in which the account is opened / home branch. |
Status |
Status of the account. Status could be:
|
Balance & Limits This section displays the balances and applicable limits for the account. |
|
Available Balance |
Available balance like unclear balance and hold balance in the account. |
Amount on Hold |
Displays the earmarked amount or the amount on hold in the account. |
Net Balance |
With-drawable balance in the account |
Unclear Funds |
Un-cleared funds pertaining to the cheques and the clearing related to the account. |
Overdraft Limit |
The maximum credit allowed by the bank for the account. |
Advance Against Unclear Funds Limit |
AUFAdvance against Unclear Funds limit for the account. |
You can also perform following account related transactions:
FAQs
Can I check my account information online without signing up for Online Banking?