Pay

With application customer can pay credit card bill while viewing the credit card details. The customer now has the easy of paying the credit card payment in just two clicks.

The customer can either opt for complete outstanding payment, or minimum amount to be paid or specify a particular amount to be paid against the card payment. All linked source account will be available for the customer to select for making the payment. Selecting a source account also reflects the balance of the selected account better management of funds.

How to reach here:

Credit CardA credit card is a payment card issued to users (cardholders) as a method of payment. Dashboard > Account Card > Credit Card Details > Pay

Field Description

Field Name	Description
Embossed Name	Customer name as embossed on the credit card.
Card Number	Card number in masked format.
Select Amount to Pay	Allows user to select payment amount. The options are: Minimum: minimum amount that can be paid for the card payment Outstanding: total outstanding amount that needs to be paid for the card payment Specify: specific amount to be paid by the customer against the credit card payment
Amount	Specific amount to be paid for credit card bill. This field is enabled for input, if you selects Specify Amount option in Select amount to Pay field.
Source Account	Mapped account from which the funds are transfer for bill payment.
Balance	Balance amount (with currency) of the selected account.

To make credit card payment:

1. In the Select amount to Pay field, select the appropriate Payment type.
1. If you select the Specify option in Select amount to Pay field:
1. In the Amount field, enter the amount to be paid.
2. From the Source Account list, select appropriate account number.
2. If you select the Minimum or Outstanding options in Select amount to Pay field:
   The respective amount that can be paid for bill payment appears.
1. From the Source Account list, select appropriate account number.
2. To pay the bill, click Pay.
3. The Review screen appears. Verify the details, and click Confirm .
   OR
   Click Cancel to cancel the transaction.
4. The success message appears, along with the service request number.
   Click Done to complete the transaction.

FAQs

What happens if customer pay more than the total amount due?

The excess amount shows up in your monthly statement as a credit balance and is adjusted against future purchases.

The bill / Statement indicates 'Minimum Amount Due' and 'Total Amount Due'. what is amount required to be paid by mer?

The amount indicated as ‘Total Amount Due’ is required to be paid by the ‘payment due’ date. In case this is not done, interest will be charged on the outstanding balance and on any new transaction undertaken from the date of the transaction till such time that the past dues are paid in full.
In case the ‘Minimum Amount Due’ is paid, no late payment fee will be charged. However, interest will be charged on the balance outstanding amount due after the due date for payment. Interest will also be levied on all cash advances from the date of the transaction until the date of payment.

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