Credit Card Details

The credit card details screen provides information like Account details, Billing details, Limits and Rewards details of the selected card along with transactions links to access credit card features. Following are the categories displayed in details:

• Customer Name and Card Number
• Billing : It includes the basic information about the Total due, Minimum Due, Unbilled Amount, Billing Cycle, and Due Date etc.
• Limits and Rewards : It includes information like Available Credit /Cash, Total Credit/ Cash and Reward Points etc.
• Validity : card validity period

How to reach here:

Credit CardA credit card is a payment card issued to users (cardholders) as a method of payment. Dashboard > Account Card > Credit Card Details

Field Description

Field Name	Description
Embossed Name	Customer name as embossed on the credit card.
Card Number	Card number in masked format.
Billing This section is enabled only for Primary cards.
Total Due	Amount outstanding against a card as on last statement date.
Pay	Option to pay the credit card bill. This field is enabled for both active and inactive Primary cards. Note: 1) Pay button is disabled if there is no outstanding balance on the card. 2) Pay button is disabled for Add-on card.
Minimum Due	Mandatory amount that is to be paid out of the total billed amount. Note: This field is enabled only for Primary cards.
Due Date	Date before which minimum, part or full payment is to be made. Note: This field is enabled only for Primary cards.
Unbilled Amount	Total of transactions which are yet to be billed by the bank.
Billing Cycle	Date for which billing statement is generated.
Limits and Rewards This section is enabled for both (Primary as well as Add-on ) cards.
Available Credit	Available card limit for utilization.
Total Credit	Total sanctioned limit for credit purchases.
Available Cash	Cash limit available for utilization.
Total Cash Limit	Total Cash withdrawal limit, usually a sub limit of Sanctioned credit limit.
Rewards Points	Reward points accumulated on the credit card. Note: This field is disabled for Add-on cards.
Validity This section is enabled for both (Primary as well as Add-on ) cards.
From	Start date of card validity period.
To	End date of card validity period.

Note:
Primary user can transact Block Card, Request PINPersonal identification number (PIN) is a secret number given to an account holder to be used when they put their credit card or cash card into an automatic teller machine (ATM). If the number they use is correct they will be allowed to access their account., Cancel Card, Update Card Limits options on Primary and Add-on cards.
Whereas Add-on user can transact Block Card, Request Statement, Cancel Card, and Request PIN options on Add-on cards.

You can also perform following account related transactions:

1. To pay the credit card bill, click Pay.
2. To change the Bill cycle, click Change.
3. To update Credit & Cash Limit, click Update.
4.  To request for credit card pin, click Request PIN.
5.  To block credit card, click Block Card.
6.  To set auto pay for the credit card, click Auto Pay.

Note: This feature is available if customer has opted for auto payment facility.

7.  To cancel card, click Cancel Card.
8.  To apply for Add-on card, click Apply for Add-on card.
   

FAQs

Can I redeem my reward points once my card is closed?

No, you cannot redeem your reward points after the closure of your card account. You will need to redeem your credit card reward points while the credit card is active.

How can I check my credit card account balance?

Credit card details provides a summary of your current account status, including outstanding balance, available credit limit and information on when your next payment is due.

Home

Copyright Information

View Table of Contents