Credit Cards

A credit card is a payment card used to pay for goods and services availed by the card holder. Credit card helps customer to pay in the future for the services / goods availed at real time.

Most of the retail banking customer owns a credit card and makes use of it either in stores at POSPoint Of Sale terminal allows customers to pay restaurant bills, shopping bills, fuel charges at the outlets. In some cases, it can also be used to avail cash. terminal or for doing online transactions. Application helps customers to manage cards effectively and efficiently.

Application provides a complete view of the credit card(s) for active as well as inactive cards. Customer can perform most of the transactions applicable in a credit card life cycle.

Credit Card Dashboard

Application dashboard for credit cards gives a holistic view of all credit cards. Credit card dashboard helps customers to access any of the credit card feature start from applying for a new card till viewing of inactive card details.

Dashboard provides the below options;

• Summary of the total credit limit versus the total available limit helps understand the credit position of the customer.
• Active credit cards give a brief information on the current outstanding amount and the payment due date of the respective card.
• Customer can also access Add-on cards to view the details and pay bills.
• Latest transactions performed on the credit card can be viewed under the mini statement on the dashboard. The customer can also view last four transactions of any other card from the mini statement. Option to view the detailed statement is also supported in dashboard.
• Customer can track and view any service request raised for a credit card.
• All inactive cards can be viewed for further actions to be performed.
• Customer is able to view exciting offers on the dashboard.

Click on individual components to view in detail.

Dashboard Overview

Summary
This section displays the analysis of all credit card accounts held by the customer. It provides the Total Credit Limit and Total Available Limit for the all credit cards mapped to the customer. It includes details like:
Total Available Limit: Outstanding amount for the credit cards mapped to the user Total Credit Limit: Sum of outstanding amount of all credit cards mapped to the user
Account Card (Primary / Add-on )
This section displays all the related information about the credit card. It includes details like:
Embossed Name : Name as embossed on the credit card Card Product: Name of the card product. Card Number: Card number in masked format Amount due on : Payment due date for credit card bill. This field is enabled only for Primary cards. Outstanding Balance: Outstanding balance on the credit card. Click on card to view the respective card details. For more information click here.
Inactive Cards
This section displays the count of all the inactive cards. Click View All to view all inactive cards.
Mini Statement
This section displays the last few transactions on credit cards linked to the customer.
The customer is allowed select credit card whose statement he wishes to view. Each transaction in mini statement includes: Card Number: Card number in masked format Date of Transaction Description of transaction Amount along with debit or credit indication Click More Details to view all transactions in the selected credit card account along with details.
Service Request
Displays the count of pending service requests. Click View All to view all initiated service requests raised by the user.

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