Loan Details

This screen contains all the loan account details. A user can view account’s basic information such as personal information, holding patterns, disbursement details, outstanding amount, and repayment details and arrears. In addition to account preferences, nicknames (if any).

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Overview > Loan Account Summary > Loan Details

Field Description

Field Name	Description
Select Account	Loan account number in masked format along with the account nickname.
Product Name	Name of the loan account.
Nickname	The user defined description or name to loan accounts which will be displayed instead of the standard account description. Click to add nickname. For more information on Account Nickname, click here.
Borrowing
Sanctioned Amount	Sanctioned loan amount along with the currency.
Opening Date	Loan account opening date.
Maturity Date	Loan account maturity date.
Interest Rate	Interest rate applicable to the loan account. Note: It displays the net interest rate applicable to the loan account as on the inquiry date.
Disbursed Amount	Disbursed loan amount along with the currency.
Loan Branch	Branch in which loan account is opened.
Facility ID	Facility Id under which loan account is opened.
Arrears
Amount Prepaid	Total amount repaid on the loan, till date. with currency
Outstanding Amount	Outstanding loan amount along with the currency.
Principal Arrears	Pending principal arrears for the loan account.
Interest Arrears	Pending interest arrears for the loan account.
Late Payment Charges	Late payment charges for the loan account.
Fees	Other fees applicable for the loan account.
Repayment
Loan Term	Tenure of the loan.
Total Installments	Total number of installments applicable for the loan account.
Remaining Installments	Remaining installments in the loan account as on the date of inquiry.
Next Installment Date	Date of next installment .
Next Installment Amount	Amount to be paid as next installment.
Late Payment Penalty	Rate of interest charged in case of default in repayment.
Pre Payment Penalty	Rate of interest to be paid as penalty on payment made in advance on the loan.
Transactions
Date	Date of the transaction performed.
Description	Description of the transaction performed.
Reference No	Reference number of the transaction performed.
Amount	Transaction amount along with the type of the transaction performed that is either credit or debit.

To view the loan account details:

From the Select Account list, select the appropriate account.
The loan details for the particular account appears on the screen.
Click to search transactions.
Enter the search criteria.
Based on search criteria search result appears.

Transactions -Search Criteria

Field Description

Field Name	Description
Reference No	Reference number of the transaction.
Transaction Type	The type of the transaction. The options are: All Debits Only Credits Only
Search By	The transactions period. The options are: Current Period Previous Month Previous Quarter Select Date Range
Time Range	The start date of the transaction for the search criteria. The end date of the transaction for the search criteria. Start date cannot be greater than end date. This field appears if you select the Select Date Range option in the Search By list.
Amount From	The minimum amount for the search criteria.
Amount To	The maximum amount for the search criteria.
Search Result
Date	The date on which the transaction is processed.
Description	The brief description for the transaction.
Reference No	Reference number of the transaction.
Amount	The debit/ credit amount for the transaction.

You can also perform following account related transactions:

To make a repayment in the loan account, click Loan Repayment.

To view loan repayment schedule, click Schedule Inquiry.
To view disbursement details, click Disbursement Inquiry.

Note: To navigate to Overview screen, click Back.

FAQs

As a corporate User, what are the loan accounts that I can view?

Can I access my loan account 24/7, on the Online Platform?

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