Manage Payees

A ‘Payee’ is the final recipient of various types of payment transactions. OBDX provides an option to a customer to maintain the payees for all the fund payment transactions. The advantage of creating payee is, it saves the time and effort of re-keying in the payee details, every time a payment is to be made.

Once a Payee is created, funds transfer can be done by selecting the Payee name. Details of selected payee are auto populated on transaction screen. Customer needs to fill in payment details to initiate the transaction.

Payee Maintenance is provided for following payment transactions:

• Bank Account
• Internal Bank Account
• Domestic Bank Account
• International Bank Account
• Demand Drafts
• Domestic Bank Account
• International Bank Account

Payee Access Type:

Customer can specify payee access type while maintaining a payee. Payee access type decides if only creator of a payee or all users of a party can access a payee. Payee access type is categorized as ‘Private’ and ‘Public’.

• Public: A Payee marked as ‘Public are visible to all the users mapped to the Party ID of the user who created a payee. All such users will only be able to view and use these payees while initiating payments, whereas they will not be able to edit and delete these payees. Only the creator of the payee is allowed to edit or delete the payees.
• Private: A Payee marked as ‘Private’ are available to only the creator of the payee. Only creator of the payee can apply such payees while imitating payment and modify or delete such payees

Pre-Requisites

• Transaction access is provided to corporate user
• Approval rule set up for corporate user to perform the actions

Workflow

Features Supported In Application

Functions available on Payees are as follows:

• Create Payee
• View Payee
• Edit Payee
• Delete Payee

How to reach here:

Payments > Manage Payees
OR
Dashboard > Make Your Payments > More Options > Manage Payees|

Payee Summary

Summarized views of all the Payees maintained by the logged in user, along with the payees created by other users are shared with other users are listed on Payee Summary screen. A separate section is provided on the screen to view the ‘Account’ payee and ‘Demand Draft’ payees. By default, all the payees maintained (created by logged in user and shared by other users of a party) under type ‘Accounts’ are listed on the screen. A quick search is available on the screen by specifying the payee name. Further drill down is provided on the payee to view the complete details of a payee.

To manage payees:

• All the beneficiaries (Payees) cards appear on Manage Payees screen.

Field Description

Field Name	Description
List of Cards	Displays the payee's nickname and icon.
Payee Name	Name of the payee.
Destination icons	The bank account /email /mobile number maintained for the payees. Note: Destination icons appears on the card depending upon the maintenance done for the payee.
Indicator on the icon	The number of destinations. Example Bank accounts maintained for the payee.
Add New Payee	Allows to add a new payee.

• Click on relevant payee card whose details you want to see. The Manage Payees card of the account holder with payee name and account number appears.
  OR
  Click Add New Payee to create a new payee.

• Click on relevant payee card whose details you want to see. The Manage Payees – View screen appears.
  OR
  Click Add New Payee to create a new payee.

Manage Payees - View

Field Description

Field Name	Description
Destination icons	The bank account /email /mobile number maintained for the payees. Note: Destination icons appears on the card depending upon the maintenance done for the payee.
Payee Account card Details - Bank Account Below fields appears if the payee is holding a bank account.
Payee Name	Name of the payee.
Account Type	Type of payee account. The type can be: Internal Domestic International
Account Name	Name of the payee in the bank account.
Branch	Address of the payee's bank account.
Pay Via	NetworkAn electronic funds transfer network, such as PULSE, that links financial institutions and their cardholders to ATMs and merchant point-of-sale (POS) terminals to complete an electronic financial transaction. for payment.
Nick Name	Nick name to identify the payment destination (account).
Daily Limit	Limit set to transfer the funds.
Payee Account card Details - Demand Draft Below fields appears if the payee is holding a draft.
Payee Name	Name of the payee.
Draft Type	Type of draft.
Draft Favouring	Payee name of the draft.
Draft payable at	City name where the draft would be payable at.
Deliver Draft to	Name of the payee's bank branch.
Delivery Location	Branch Address where the draft is to be delivered.
Daily Limit	Limit set to transfer the funds.
Payee Account card Details - Email Below field appears if the payee is holding a email ID details.
Payee Name	Name of the payee.
Email	Email ID of payee.
Payee Account card Details - Mobile Number Below field appears if the payee is holding a mobile number details.
Payee Name	Name of the payee.
Mobile Number	Mobile Number of payee.
Payee Account card Details - SEPA (Credit Transfer and Card Payment) Below fields appears for SEPA fund transfer
Payee Name	Name of the payee.
Payment Type	Type of network selected for the payees bank account.
Bank Details	Address of the payee 's bank account.
Payee Account card Details - UK Below fields appears for UK fund transfer
Payee Name	Name of the payee.
Account Number	Payee's bank account number along with the account nickname. For more information on Account Nickname, click here.
Account Name	Name of the payee account.
Payment Type	Type of network selected for the payees bank account.
Bank Details	Address of the payee 's bank account.

• Click Pay/ Issue to transfer funds/ issue demand draft.
  OR
  Click Delete to delete the payee. The message for confirmation to delete payee appears on Manage Payees screen.
  OR
  Click Edit to edit the payee. The Manage Payees screen with values in editable form appears.

Manage Payees - Edit

Application allows the customer to edit the payees created by logged in user. As a part of edit payee functionality, customer is allowed to change only the ‘Payee Access Type’. An option of editing a payee details is available on a drill down of a specific payee from payee summary screen.

To edit the payee:

• In the Manage Payees screen, click on relevant payee card whose details you want to see. The Manage Payees card of the account holder with payee name and account number appears.
• Click on relevant payee card whose details you want to edit. The Manage Payees – View screen appears.
• Click Edit. The Manage Payees screen with values in editable form appears.

Field Description

Field Name	Description
Destination icons	The bank account /email /mobile number maintained for the payees. Note: Destination icons appears on the card depending upon the maintenance done for the payee.
Payee Account card Details - Bank Account Below fields appears if the payee is holding a bank account.
Payee Name	Name of the payee.
Account Type	Type of payee account. The type can be: Internal Domestic International
Account Name	Name of the payee in the bank account.
Branch	Address of the payee's bank account.
Pay Via	Network for payment.
Nick Name	Nick name to identify the payment destination (account).
Daily Limit	Limit set to transfer the funds.
Payee Account card Details - Demand Draft Below fields appears if the payee is holding a draft.
Payee Name	Name of the payee.
Draft Type	Type of draft.
Draft Favouring	Payee name of the draft.
Draft payable at	City name where the draft would be payable at.
Deliver Draft to	Name of the payee's bank branch.
Delivery Location	Branch Address where the draft is to be delivered.
Daily Limit	Limit set to transfer the funds.

• Update the details.
• Click Save to save edit payee request.
  OR
  Click Cancelto cancel the transaction and navigate back to ‘Dashboard’.
• The Manage Payees - Edit - Review screen appears. Verify the details, and click Confirm.
  OR
  Click Editto make the changes if any. User is directed to the Manage Payees - Edit Payee – screen with values in editable form.
  OR
  Click Cancel to cancel the transaction and navigate back to ‘Dashboard’.
• The success message of edit payee appears along with the transaction reference number. Click OK to complete the transaction and navigate back to ‘Manage Payees screen.

Manage Payees - Delete

To delete the payee:

• In the Manage Payees screen, click on relevant payee card whose details you want to see. The Manage Payees card of the account holder with payee name and account number appears.
• Click on relevant payee card whose details you want to delete. The Manage Payees – View screen appears.
• Click Delete to delete a payee. The Manage Payee – Delete screen with a warning message appears.

• Click Delete to confirm the payee deletion. A payee deletion confirmation message is shown on the screen along with the unique transaction reference number and navigates back to ‘Dashboard’.
  OR
  Click Cancel to cancel the deletion process.

Add New Payee

• In the Manage Payee screen, click Add New Payees card. For more information on Add Payee - Bank Account, click here.
  OR
  To add demand draft payee, click Add New Payees card. For more information on Add Payee - Demand Draft, click here.

FAQs

How do I transfer funds to another bank?

After successfully adding a payee, you may proceed to transfer funds immediately or set a future date for the transaction to take place.

Can I delete recipients that I no longer need to make payments to?

Yes. You can choose to delete the payees that you no longer need.

What are the stages of the fund transfer?

There are two stages in Fund Transfer transactions Payee Addition and Transactions Initiations

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