The deposit details page displays details of a specific term deposit of the customer. Details such as holding pattern and names of account holders, the current status of the deposit, the interest rate applicable and the deposit amounts and dates, are displayed.
The customer can also perform the following activities on the specific deposit account from this page:
How to reach here:
Dashboard > Term Deposits > My Deposit page > Overview > Term Deposit Account Card > Deposit Details
OR
Accounts > Term Deposits > Overview > Term Deposit Account Card > Deposit Details
Field Name |
Description |
---|---|
Primary Customer |
The name of the primary account holder is displayed. |
Account Number |
Term deposit account number in masked format along with the account nickname. Click |
Holding Details |
|
Customer ID |
The primary account holder’s customer ID. |
Holding Pattern |
Holding pattern selected for the term deposit. For example:
|
Joint Account Holder |
Name of the joint account holder. This field appears only if the TDTerm Deposit is a deposit accepted by bank, for a fixed term, from customers. A term deposit is a liability of a bank with fixed maturity period. is opened in a Joint mode. Note: In case of multiple joint holders, all joint account holder names will be displayed separated with a comma. |
Account Details |
|
Status |
The current status of the term deposit account. |
Original Principal Amount |
The amount for which the deposit was opened. |
Interest Rate |
Rate of interest applicable for the term deposit. |
Current Principal Amount |
The current principal amount is the revised principal amount after top-up / partial redemption, if done. |
Hold Amount |
Any amount kept as lien or marked for hold is displayed here. |
Deposit Date |
Date on which the amount is deposited for initiation of deposit. |
Value Date |
Value date of the deposit as maintained by the bank. |
Deposit Term |
Term of deposit in years, months and days for the respective product (as maintained by the bank). |
Deposit Certificate Number |
Unique number as assigned by the host for the respective term deposit for easy identification. |
Deposit Branch |
Details of the branch at which the deposit account is held. |
Maturity Details |
|
Maturity Date |
The date on which the term deposit will mature. |
Maturity Amount |
The value of the term deposit at the time of maturity. |
Maturity Instructions |
Maturity instructions set by the customer for the specific term deposit at the time of opening the deposit. The options can be:
|
Special Amount |
Special amount to be rolled over. This field appears if you select Renew Special Amount and Payout the Remaining Amount option from the Maturity Instruction list. |
Pay to |
The account number in masked format to which the deposit amount will be transferred at the time of maturity along with the account type is displayed. This field is not applicable, if the option Renew Principal and Profit has been selected as maturity instructions. |
You can also preform following actions: