Contents

1. Preface

  • 1.1 Introduction
  • 1.2 Audience
  • 1.3 Documentation Accessibility
  • 1.4 Organization
  • 1.5 Related Documents
  • 1.6 Glossary of Icons
  • 2. CASA - An Overview

  • 2.1 Major Features
  • 2.2 Major Functions
  • 3. Maintaining Account Class

  • 3.1 Account Class Maintenance
  • 3.1.1 Maintaining Account Classes
  • 3.1.2 Invoking Account Class Maintenance Screen
  • 3.1.3 Statement Parameters Tab
  • 3.1.4 Preferences Tab
  • 3.1.5 GL Lines Button
  • 3.1.6 Auto Deposits Button
  • 3.1.7 Status Rule Button
  • 3.1.8 Amount Block Button
  • 3.1.9 Restriction Button
  • 3.1.10 Statement Button
  • 3.1.11 REG Button
  • 3.1.12 Branches/Currencies Button
  • 3.1.13 Customer Categories Button
  • 3.1.14 Notice Button
  • 3.1.15 Banking Channels Button
  • 3.1.16 Default Limits
  • 3.2 Account Class Group Maintenance
  • 3.2.1 Maintaining Account Class Group
  • 3.2.2 Viewing Account Class Group
  • 3.3 Account Class Transfer
  • 3.3.1 Maintaining Account Class Transfer
  • 3.3.2 Main Tab
  • 3.3.3 Auxiliary Tab
  • 3.3.4 Processing Account Class Transfer
  • 3.3.5 Viewing Account Class Transfer
  • 3.4 Manual Status Change Input
  • 3.4.1 Modifying Account Status Manually
  • 3.5 Maintaining Turnover Limits
  • 4. Customer Accounts

  • 4.1 Customer Account Maintenance
  • 4.1.1 Opening Customer Accounts
  • 4.1.2 Main Tab
  • 4.1.3 Auxiliary Tab
  • 4.1.4 Nominee Tab
  • 4.1.5 Checklist Tab
  • 4.1.6 Capturing Additional Details
  • 4.1.7 Interest Button
  • 4.1.8 Charge Button
  • 4.1.9 Consolidated Charge Button
  • 4.1.10 BIC Button
  • 4.1.11 Instructions Button
  • 4.1.12 Standing Instructions Button
  • 4.1.13 Linked Entities Button
  • 4.1.14 REG Button
  • 4.1.15 Account Status Button
  • 4.1.16 Restriction Button
  • 4.1.17 Currency Limits Button
  • 4.1.18 MIS Button
  • 4.1.19 Statement Button
  • 4.1.20 Limits Button
  • 4.1.21 Documents Tab
  • 4.1.22 Banking Channels Tab
  • 4.1.23 Joint Holder Button
  • 4.1.24 Fields Button
  • 4.1.25 Deposits Instructions Button
  • 4.1.26 Billing Parameters Button
  • 4.1.27 Account Signatory Button
  • 4.1.28 Interim Transactions Report Button
  • 4.1.29 Notice Preferences Button
  • 4.1.30 Cards Tab
  • 4.1.31 Statistics Button
  • 4.1.32 Change Log Tab
  • 4.1.33 Cheque Book Request Button
  • 4.1.34 Debit Card Request Button
  • 4.1.35 Sweep In Setup Button
  • 4.1.36 Generating Alert for Secure Overdraft Utilization
  • 4.1.37 Viewing Customer Accounts Details
  • 4.1.38 Viewing Customer Accounts
  • 4.1.39 Viewing Customer Account Sweep History Details
  • 4.2 Financial Inclusion Customer Account Creation
  • 4.2.1 Creating FI Customer and Customer Accounts
  • 4.2.2 Viewing FI Customer Account Creation Details
  • 4.3 Multi Currency Account Maintenance
  • 4.3.1 Opening Multi Currency Account
  • 4.4 Multi Currency Account Query
  • 4.4.1 Opening Multi Currency Account query
  • 4.5 CASA Branch Parameter Maintenance
  • 4.6 Address Code Maintenance
  • 4.6.1 Maintaining Address Code
  • 4.6.2 Viewing Address Code Maintenance
  • 4.7 Company Code Maintenance
  • 4.7.1 Maintaining Company Code
  • 4.7.2 Viewing Company Code Maintenance
  • 4.8 Primary Party Change Maintenance
  • 4.8.1 Changing Primary Party of an Account
  • 4.8.2 Linked Entities Button
  • 4.8.3 Account Signatory Button
  • 4.8.4 Customer Change Button
  • 4.8.5 Viewing Primary Party Change Summary
  • 4.9 Maintaining Customer De-duplication
  • 4.10 Joint Holder Maintenance
  • 4.10.1 Maintaining Joint Holder Details
  • 4.10.2 Viewing Joint Holder Details
  • 4.11 Reconciliation of MT110 with Incoming Cheque Transactions
  • 4.11.1 Processing MT110 Incoming Message
  • 4.11.2 Processing Inward Cheque Clearing Transaction
  • 4.12 Sweep-In Transactions
  • 4.12.1 Processing Escrow Sweeps
  • 4.12.2 Processing Sweep-In from Linked Accounts
  • 4.12.3 System validations for Sweep-in at Account and Account Class Level
  • 4.12.4 Sweep in and Reverse Sweep in Sequence
  • 4.12.5 Reversal of Sweep in Transaction
  • 4.12.6 De-linking Accounts
  • 4.12.7 Handling Batch Closure of Auto Deposits with Zero Balance
  • 4.13 Levying Penalty Interest on Notice Accounts
  • 4.14 Maintaining Notice Period for Withdrawal
  • 4.14.1 Withdrawal of Funds without Penalty
  • 4.15 Recording Details of Lodgment Book Requests
  • 4.16 Quick Account Opening
  • 4.16.1 Opening CASA Account Quickly
  • 4.16.2 Main Tab
  • 4.16.3 Check List Tab
  • 4.16.4 MIS Button
  • 4.16.5 UDF Button
  • 4.16.6 Cheque Book Request Button
  • 4.16.7 Debit Card Request Button
  • 4.16.8 Change Log Button
  • 4.16.9 Viewing Quick Customer Account Summary
  • 4.17 Virtual Account Opening
  • 4.17.1 Maintaining Virtual Accounts
  • 4.17.2 Virtual Account Summary
  • 4.17.3 Maintaining Multiple Virtual Accounts
  • 4.17.4 Multiple Virtual Account Summary
  • 4.18 Maintaining Customer Account Limit
  • 4.19 Transaction Limit Code Maintenance
  • 4.19.1 Maintaining Transaction Count Limit Code
  • 4.19.2 Viewing Transaction Count Limit
  • 4.19.3 Maintaining Transaction Count Limit Code Mapping
  • 4.19.4 Viewing Transaction Count Limit Code Mapping
  • 4.20 Generating Notifications
  • 4.21 Query Operation
  • 4.21.1 Querying for Account Statistics
  • 4.21.2 Querying for Month-Wise Customer Account Statistics
  • 4.21.3 Querying Account Details
  • 4.21.4 Querying Account Transactions
  • 4.21.5 Querying Accounting Reconciliation
  • 4.22 View Operation
  • 4.22.1 Viewing Month-Wise Customer Account Statistics
  • 4.22.2 Viewing Customer Account Balance
  • 4.22.3 Viewing Utilization of Free Amounts
  • 4.22.4 Viewing Dummy Numbers Associated with CIF Number
  • 4.23 Bulk Account Status Change
  • 4.23.1 Maintaining Bulk Account Status Changes
  • 4.23.2 Viewing Bulk Account Status Change
  • 4.24 Closing Account
  • 4.25 Special Range/Number Maintenance
  • 4.26 Releasing Track Receivable Details
  • 4.27 Viewing Release of Track Receivable Summary
  • 4.28 Deleting Track Receivable Details
  • 4.29 Viewing of Deletion of Track Receivable Summary
  • 5. Customer Tax Allowance Limit

  • 5.1 Maintaining Customer Tax Allowance
  • 6. Stamp Duty Taxation

  • 6.1 Maintaining Stamp Duty Taxation
  • 7. Maintaining Passbook

  • 7.1 New Passbook Issue Details
  • 7.1.1 Invoking New Passbook Issue Screen
  • 7.1.2 Charge Button
  • 7.2 Passbook Status Change
  • 7.2.1 Invoking Passbook Status Change Screen
  • 7.3 Passbook Update
  • 7.3.1 Invoking Passbook Update Screen
  • 7.4 Passbook Reprint
  • 7.4.1 Invoking Passbook Reprint Screen
  • 7.5 Passbook Compressed Transactions
  • 7.5.1 Invoking Passbook Compressed Transactions Screen
  • 7.6 Passbook Reports
  • 7.6.1 Invoking Passbook Reports
  • 8. Maintaining Cheque Book Details

  • 8.1 Cheque Book Maintenance
  • 8.1.1 Maintaining Cheque Book Details
  • 8.1.2 Fields Button
  • 8.1.3 View Cheque Status Button
  • 8.1.4 Charge Button
  • 8.1.5 Events Button
  • 8.2 Cheque Details Maintenance
  • 8.2.1 Maintaining Cheque Details
  • 8.2.2 Retrieving Cheque Details
  • 8.3 Cheque Book Archive
  • 8.3.1 Archiving Cheque Book
  • 8.3.2 Viewing Archived Cheque Books
  • 8.3.3 Querying Archived Cheque Details
  • 9. Maintaining Account Structure

  • 9.1 Defining Account Structure
  • 9.2 Debiting Transaction into the Primary Account
  • 9.2.1 Processing Amount Block
  • 9.3 Maintaining Account Structure
  • 9.4 Viewing Account Structure Maintenance Summary
  • 10. Account Switching Service

  • 10.1 Full Switch Service Process
  • 10.2 Partial Switch Service Process
  • 10.3 Processing Account Switch Service
  • 10.3.1 Maintaining Account Switching Service Parameters
  • 10.3.2 Viewing Account Switching Service Parameter Details
  • 10.3.3 Maintaining Outgoing Information Request for Account Switching
  • 10.3.4 Account Switching Service Outgoing Message Browser
  • 10.3.5 Account Switching Service Incoming Message Browser
  • 10.3.6 Incoming Information Request and Response Operations
  • 10.3.7 Incoming Request Workflow
  • 10.3.8 Outgoing Request Workflow
  • 10.3.9 Redirecting the Requests
  • 10.3.10 Outgoing Balance Transfer Request and Response
  • 10.3.11 Incoming Balance Transfer Request and Response
  • 10.3.12 Notify Switch Completion
  • 10.3.13 Switch Termination
  • 10.3.14 Cancelling Payment Arrangements
  • 10.3.15 Auto Completion for Partial Switch
  • 10.3.16 Authorizing Account Switching Service
  • 10.3.17 Completing Account Switching Service
  • 11. Maintaining Amount Blocks

  • 11.1 Hold Code Maintenance
  • 11.1.1 Maintaining Hold Codes
  • 11.1.2 Viewing Hold Codes
  • 11.2 Amount Block Maintenance
  • 11.2.1 Maintaining Individual Amount Blocks
  • 11.2.2 Viewing Amount Block
  • 11.2.3 Maintaining Consolidated Amount Block Details
  • 11.3 Processing Amount Block Request from Channels
  • 11.3.1 Debit or Credit Transactions Upload
  • 11.3.2 Amount Block Request
  • 11.3.3 Amount Block Modification
  • 11.3.4 Release of Amount Block
  • 12. Maintaining Stop Payment Details

  • 12.1 Stop Payment Maintenance
  • 12.1.1 Maintaining Stop Payment Orders
  • 13. Generating Account Statements

  • 13.1 Account Statement Generation
  • 13.1.1 Maintaining Advice Formats
  • 13.1.2 Maintaining Account Statement Format for Account Classes
  • 13.1.3 Maintaining Message Types
  • 13.1.4 Maintaining Customer Address
  • 13.1.5 Maintaining Statement Generation Batch
  • 13.1.6 Maintaining Ad Hoc Statement Requests
  • 13.1.7 Viewing Adhoc Consolidated Statement Request Summary
  • 13.1.8 Maintaining Automatic Consolidated Statement Requests
  • 13.1.9 Viewing Automatic Consolidated Statement Request Summary
  • 13.1.10 Maintaining Combined Statements
  • 13.1.11 Viewing Combined Statement Details
  • 13.1.12 Periodic Charges for Combined Statement
  • 14. Processing Post Dated Cheques

  • 14.1 Post Dated Cheque Maintenance
  • 14.1.1 Drawer Maintenance
  • 14.1.2 Post Dated Cheque Reject Code Maintenance
  • 14.1.3 Customer Cheque Discount Details Maintenance
  • 14.2 PDC Products
  • 14.2.1 Maintaining PDC Products
  • 14.2.2 Accounting Roles Button
  • 14.2.3 Events button
  • 14.2.4 Preferences Button
  • 14.3 Post Dated Cheque Transaction
  • 14.3.1 Entering Details of Post Dated Cheques
  • 14.3.2 Viewing Post Dated Cheques Transaction Input summary
  • 14.3.3 Accounting Entries Button
  • 14.3.4 ICCF Details Button
  • 14.3.5 Project Details Button
  • 14.3.6 Limits Button
  • 14.3.7 Viewing Summary of Post Dated Cheques Transaction
  • 14.3.8 Bulk Input of Post Dated Cheques
  • 14.3.9 Project Details Button
  • 14.3.10 Viewing Post Dated Cheques Bulk Input Summary
  • 14.4 Other Operations on PDCs
  • 14.4.1 Cancellation and Reversal of PDCs
  • 14.4.2 Liquidation of PDCs
  • 14.4.3 Return of Post Dated Cheque
  • 14.4.4 Re-Presentation of Post Dated Cheque
  • 14.5 Events and Accounting Roles
  • 14.5.1 Events
  • 14.5.2 Amount Tags
  • 14.5.3 Accounting Roles
  • 14.5.4 Event-wise Accounting Entries
  • 14.5.5 Discounted cheque, Advance Charge collection, with Accrual
  • 14.5.6 Discounted, Advance charge collection, without Accrual
  • 14.5.7 Discounted, Arrear charge collection, with Accrual
  • 14.5.8 Discounted, Arrear charge collection, without Accrual
  • 14.5.9 Purchase
  • 15. Instrument Details

  • 15.1 Maintaining Instrument Product
  • 15.2 Maintaining Instrument Types for Other Banks
  • 15.3 Instruments Transactions Query
  • 15.3.1 Querying Instruments Transactions
  • 15.3.2 Transaction Details Tab
  • 15.3.3 Charges tab
  • 15.3.4 MIS Button
  • 15.3.5 Clearing Button
  • 15.3.6 Accounting Entries Button
  • 15.3.7 Viewing Instrument Transaction Query Summary
  • 15.4 Instrument Type Maintenance
  • 15.4.1 Maintaining Instrument Types
  • 15.4.2 Status Button
  • 15.4.3 Defining Cheque Details
  • 15.5 Message Generation for Instruments
  • 15.5.1 MT110 and MT111 Generation
  • 15.5.2 Processing MT110 and MT111
  • 15.5.3 Mapping between Common Payment Gateway Fields and Instruments
  • 15.6 Uncollected Funds on Payment Instruments
  • 15.6.1 Manual Processing for Uncollected Funds
  • 15.6.2 Operations that you can Perform
  • 15.6.3 Intra-day Release of Uncollected Funds
  • 15.6.4 Querying for Details on Overdrawn Accounts
  • 15.7 Instrument Clearing Details Maintenance
  • 15.7.1 Maintaining Interface Clearing Details for Instruments
  • 15.7.2 Charges tab
  • 15.7.3 Viewing Interface Clearing Summary
  • 15.8 Inward Interface Clearing Details
  • 15.8.1 Invoking Inward Interface Clearing Details Screen
  • 15.8.2 Charges Button
  • 15.8.3 Events Button
  • 16. Annual Percentage Yield for CASA Accounts

  • 16.1 Specifying the APY Basis
  • 17. Batch Processing

  • 17.1 Batch Processes
  • 17.1.1 Batch Process for Liquidating PDC Linked Schedules
  • 17.1.2 Processing of Customer De-duplication Batch
  • 17.1.3 Processing Message Generation for Combined Statement
  • 17.1.4 Sweep In and Sweep Out Batch Processing
  • 18. Reports

  • 18.1 Maintaining Printing Options for Reports
  • 18.2 Account Cheque Details Report
  • 18.2.1 Generating Account Cheque Details Report
  • 18.2.2 Selection Options
  • 18.2.3 Contents of the report
  • 18.3 CASA Stop Payment Report
  • 18.3.1 Generating CASA Stop Payment Report
  • 18.3.2 Selection Options
  • 18.3.3 Contents of the report
  • 18.3.4 Customer Statistics Report
  • 18.4 Account Statement Reports
  • 18.4.1 Generating Account Statement Reports
  • 18.4.2 Contents of the report
  • 18.4.3 Viewing Charge Details
  • 18.4.4 Viewing Events
  • 18.5 PDC Summary Report
  • 18.5.1 Generating PDC Summary Report
  • 18.5.2 Contents of the report
  • 18.6 Cheque Cancellation Report
  • 18.6.1 Generating Cheque Cancellation Report
  • 18.6.2 Contents of the Report
  • 18.7 Interest Statement Report
  • 18.7.1 Generating Interest Statement Report
  • 18.7.2 Contents of the Report
  • 18.8 Dormant Activated Report
  • 18.8.1 Generating Dormant Activated Report
  • 18.8.2 Contents of the Report
  • 18.9 Stop Cheques Maintained Report
  • 18.9.1 Generating Stop Cheques Maintained Report
  • 18.9.2 Contents of the Report
  • 18.10 Post Dated Cheques Due Today Report
  • 18.10.1 Generating Post Dated Cheques Due Today Report
  • 18.10.2 Contents of the Report
  • 18.11 Inter-Branch Accounts Opened Today Report
  • 18.11.1 Generating Inter-Branch Accounts Opened Today Report
  • 18.11.2 Contents of the Report
  • 18.12 Account Status Movement Report
  • 18.12.1 Generating Account Status Movement Report
  • 18.12.2 Contents of the Report
  • 18.13 Variances Maintained Today Report
  • 18.13.1 Generating Variances Maintained Today Report
  • 18.13.2 Contents of the Report
  • 18.14 Operating Instructions Not Captured Report
  • 18.14.1 Generating Operating Instructions Not Captured Report
  • 18.14.2 Contents of the Report
  • 18.15 Minor Customer Details Report
  • 18.15.1 Generating Minor Customer Details Report
  • 18.15.2 Contents of the Report
  • 18.16 CASA-Overdraft Report
  • 18.16.1 Generating CASA-Overdraft Report
  • 18.16.2 Contents of the Report
  • 18.17 Insignificant Balance Dormant Account Report
  • 18.17.1 Generating Insignificant Balance Dormant Account Report
  • 18.17.2 Contents of the Report
  • 18.18 CRR Movement Report
  • 18.18.1 Generating CRR Movement Report
  • 18.18.2 Contents of the Report
  • 18.19 VAT Deduction Report
  • 18.19.1 Generating VAT Deduction Report
  • 18.19.2 Contents of the Report
  • 18.20 Customer De-duplication Report
  • 18.20.1 Generating Customer De-duplication Report
  • 18.20.2 Contents of the Report
  • 18.21 Account Opened and Activated Report
  • 18.21.1 Generating Account Opened and Activated Report
  • 18.21.2 Contents of the Report
  • 18.22 Account Block and Reason Report
  • 18.22.1 Generating Account Block and Reason Report
  • 18.22.2 Contents of the Report
  • 18.23 Account Closure and Reason Report
  • 18.23.1 Generating Account Closure and Reason Report
  • 18.23.2 Contents of the Report
  • 18.23.3 Account Open or Close Report
  • 18.23.4 Generating Account Open or Close Report
  • 18.23.5 Contents of the Report
  • 18.24 Passbook Details Report
  • 18.24.1 Generating Passbook Details Report
  • 18.24.2 Contents of the Report
  • 18.25 Account Balance List Report
  • 18.25.1 Generating Account Balance List Report
  • 18.25.2 Contents of the Report
  • 18.26 Customer Limit Position Tracking Report
  • 18.26.1 Generating Customer Limit Position Tracking Report
  • 18.26.2 Contents of the Report
  • 18.27 All Dormant Account Report
  • 18.27.1 Generating All Dormant Account Report
  • 18.27.2 Contents of the Report
  • 18.28 Debit Card Issued Report
  • 18.28.1 Generating Debit Card Issued Report
  • 18.28.2 Contents of the Report
  • 18.29 New Minor Account Report
  • 18.29.1 Generating New Minor Account Report
  • 18.29.2 Contents of the Report
  • 18.29.3 Non Resident Account Report
  • 18.29.4 Generating Non Resident Account Report
  • 18.29.5 Contents of the Report
  • 18.30 Document Checklist Report
  • 18.30.1 Generating Document Checklist Report
  • 18.30.2 Contents of the Report
  • 18.31 Customer Account Branch Transfer Report
  • 18.31.1 Generating Customer Account Branch Transfer Report
  • 18.31.2 Contents of the Report
  • 18.32 Customer Cheque Discounting Report
  • 18.32.1 Generating Customer Cheque Discounting Report
  • 18.32.2 Contents of the Report
  • 18.33 Cancelled or Rejected Report
  • 18.33.1 Generating Cancelled or Rejected Report
  • 18.33.2 Contents of the Report
  • 18.34 Large Debit Balance Report
  • 18.34.1 Generating Large Debit Balance Report
  • 18.34.2 Contents of the Report
  • 18.35 Ad-Hoc Combined Statement
  • 18.35.1 Generating Ad-Hoc Combined Statement
  • 18.35.2 Charge Details
  • 18.36 Combined Statement Generation Report
  • 18.36.1 Generating Combined Statement Generation Report
  • 18.36.2 Contents of the Report
  • 18.37 Customer Change Report
  • 18.37.1 Generating Customer Change Report
  • 18.37.2 Contents of the Report
  • 18.38 Passbook Issued Report
  • 18.38.1 Invoking Passbook Issued Report Screen
  • 18.38.2 Contents of the Report
  • 19. Glossary

  • 19.1 Important Terms
  • 20. Annexure A

  • 20.1 Format of PD_PDC_CAN Message Type
  • 21. Annexure B - Accounting Entries

  • 21.1 Accounting Entries and Advices for CASA
  • 21.2 Events
  • 21.3 Amount Tags
  • 21.4 Accounting Roles
  • 21.5 Event-wise Accounting Entries for Products
  • 21.5.1 Accounting Entries for Interest Products
  • 21.5.2 Accounting Entries for Discounted Cheques
  • 22. Annexure C - IC Rule Set-up

  • 22.1 IC Rule Maintenance
  • 22.1.1 Maintaining IC Rule
  • 22.1.2 Interest on Saving and Current Bank Accounts for Retail Customer
  • 22.1.3 Debit Interest on Current Accounts
  • 22.1.4 Interest on Current account for Corporate Customer
  • 22.1.5 Charge as Dr Interest when the Balance is Less than Minimum Average Balance
  • 22.1.6 Dormancy Charge
  • 22.2 UDE Value Maintenance
  • 22.2.1 Maintaining UDE Value
  • 22.2.2 Interest on Saving and current Bank Accounts for Retail Customer
  • 22.2.3 Debit Interest on Current Accounts
  • 22.2.4 Interest on Current account for Corporate Customer
  • 22.2.5 Interest on Liqd Before Month End on Saving and Current Bank Accounts For Retail Customer
  • 22.2.6 Interest on Saving and Current Bank Accounts For Retail Customer
  • 22.2.7 Charge On Less Average Balance
  • 22.2.8 Stamp Duty Taxation
  • 22.3 IC Rates Maintenance
  • 23. Annexure D - Tags

  • 23.1 Account Statement Tags
  • 24. Annexure E - Functions Supporting Financial Inclusion

    25. Function ID Glossary