Auto Pay
Missing a credit card payment or not having time to make the payment is a common occurrence. Penalties and extra charges are bound to be applied if a user fails to make a credit card payment on time.
In order to help users avoid such situations, the application supports the auto pay functionality. This feature enables a user to set automatic payment instructions for a specific credit card.
While setting up the auto pay instruction, the user identifies whether the minimum amount due is to be paid or whether the total amount due is to be paid. The user is also required to identify the linked current or savings account from which the funds are to be debited in order to make the payment.
The Auto pay instruction is executed as per the credit card bill cycle for the selected card. The user can de-register from auto pay at any time.
How to reach here:
Dashboard > Toggle menu > Credit Cards > AutoPay
OR
Dashboard > My Account Widget > Credit Cards > More Options >AutoPay
To update and de register the Auto Pay instruction for the Credit Card:
Field Name |
Description |
---|---|
Embossed Name |
User 's name as embossed on the credit card. |
Card Number |
Card number in masked format along with the account nickname. For more information on Account Nickname, click here. |
You currently are not registered for Autopay. Would you like to register ? |
This text is displayed on the screen if no auto pay instruction has been set for the credit card. User can proceed to set an auto pay instruction by selecting the ‘Yes’ option or can reject setting up the instruction by selecting the ‘No’ option. |
- The confirmation to register for AutoPay instruction appears.
Click Yes to set the Auto Pay instruction.
OR
Click No to cancel the transaction.
Field Name |
Description |
---|---|
Embossed Name |
User 's name as embossed on the credit card. |
Card Number |
Card number in masked format along with the account nickname. For more information on Account Nickname, click here. |
Select amount for Autopay |
User can identify whether the total amount due or the minimum amount due is to be paid every billing cycle. It can be:
|
Account Number |
The current or savings account number from which the amount will be debited for credit card bill payment. |
- In the Select amount for Autopay field, select the appropriate AutoPay type.
- From the Account Number list, select appropriate account number.
- To update the Auto Pay Instruction, click
OR
To de-register the Auto Pay Instruction, click .
OR
To cancel the Auto Pay Instruction, click .
. -
Note: : The De-register option available only if auto pay has already been set up for the credit card.
- The Review screen appears. Verify the details, and click
OR
Click to go to previous screen.
OR
Click to cancel the transaction.
. - The success message appears, along with the service request number.
- Click
OR
Click to visit the accounts page.
to go to Dashboard screen.
FAQs
What is Auto Pay’ and what is the difference between auto pay and scheduled payments?
I made a mistake while setting the auto pay instruction for my credit card. Can I update the same?