Contents
1. Preface 1-1
1.1 Introduction 1-1
1.2 Audience 1-1
1.3 Documentation Accessibility 1-1
1.4 Abbreviations 1-1
1.5 Organization 1-2
1.6 Related Documents 1-2
1.7 Glossary of Icons 1-2
2. Securitization of Loans - An Overview 2-1
2.1 Introduction 2-1
2.2 Securitization Process Flow 2-1
3. Maintenances 3-1
3.1 Rule/Formula Details 3-1
3.1.1 Maintaining Rule/Formula Details 3-1
3.1.2 Viewing Securitization Formula Maintenance Summary Details 3-2
4. Defining Attributes for Securitization Products 4-1
4.1 Securitization Product 4-1
4.1.1 Maintaining Securitization Product 4-1
4.1.2 Accounting Roles Button 4-2
4.1.3 Events Button 4-3
4.1.4 Branch and Currency Button 4-3
4.1.5 Customer Button 4-5
4.1.6 Preferences Button 4-5
4.1.7 Charge Button 4-9
4.1.8 MIS Button 4-9
4.1.9 Fields Button 4-10
4.1.10 Accounting Roles and Amount Tags for Securitization 4-11
5. Securitization Contract 5-1
5.1 Securitization Contract 5-1
5.1.1 Securitization Contract Life Cycle 5-1
5.1.2 Booking a Contract 5-2
5.1.3 Contract Initiation / Securitization Loan Sale 5-2
5.1.4 Amendment for Addition of Loan Accounts
(SAMD – Addition of New Loan Account to Securitization Pool) 5-3
5.1.5 Amendment for Removal of Loan Accounts
(BAMD – Removal of Loan Account from Securitization Pool) 5-4
5.1.6 Amendment for Changing the Contract Details
(Amendment without Modifying the Securitization Pool) 5-5
5.1.7 Recourse of Loan Accounts 5-5
5.1.8 Liquidation of Payments: 5-7
5.1.9 Reversal of Payment 5-7
5.1.10 Closure of Contract 5-7
5.1.11 Accrual of Profit / Loss and Periodic Service Charge 5-7
5.2 Contract Details Maintenance 5-7
5.2.1 Invoking the Securitization Contract Details Screen 5-8
5.2.2 Main Tab 5-9
5.2.3 Advice Tab 5-11
5.2.4 Service Charge Tab 5-12
5.2.5 Profit\Loss Accrual Tab 5-13
5.2.6 Pool Details Button 5-15
5.2.7 Pool Addition Button 5-15
5.2.8 Pool Deletion Button 5-17
5.2.9 Recourse Button 5-18
5.2.10 Charges Button 5-19
5.2.11 Events Button 5-20
5.2.12 Event History 5-20
5.2.13 Fields Button 5-22
5.2.14 MIS Button 5-22
5.2.15 Authorizing Securitization Contract Details 5-23
5.2.16 Amending Securitization Contracts 5-24
5.3 Handling On-line Payment for Service Charges 5-25
5.3.1 Handling On-line Payment for Service Charges 5-25
6. Online and Batch Process 6-1
6.1 Intra-day Batch 6-1
6.2 EOD Batch 6-1
7. Reports 7-1
7.1 Summary of Securitization Pool Report 7-1
7.1.1 Generating Summary of Securitization Pool Report 7-1
7.1.2 Contents of the Report 7-2
7.2 Summary of Securitization Pool History Report 7-3
7.2.1 Generating Summary of Securitization Pool History 7-3
7.2.2 Contents of the Report 7-5
7.3 Summary of Payment Received by SPV Report 7-5
7.3.1 Generating Summary of Payment Received by SPV Report 7-5
7.3.2 Contents of the Report 7-7
7.4 Summary of Over Due Payment Received by SPV Report 7-7
7.4.1 Generating Summary of Over Due Payment Received by SPV Report 7-7
7.4.2 Contents of the Report 7-9
7.5 Summary of Disbursement Details for the Securitization Contract Report 7-9
7.5.1 Viewing Summary of Disbursement Details for the Securitization
Contract Report 7-9
7.5.2 Contents of the Report 7-11
7.6 Summary of Profit Loss Details for the Securitization Contract Report 7-11
7.6.1 Generating Summary of Profit Loss Details for the Securitization
Contract Report 7-11
7.6.2 Contents of the Report 7-13
7.7 Summary of Securitization History Details Report 7-13
7.7.1 Generating Summary of Securitization History Details Report 7-13
7.7.2 Contents of the Report 7-14
8. Annexure 8-1
8.1 Accounting Entries for Securitization of Loan 8-1
8.2 Events 8-1
8.3 Amount Tag 8-2
8.4 Accounting Roles 8-3
8.5 Event-wise Accounting Entries 8-4
8.6 Formula Elements 8-9
8.7 Advice Messages 8-10
9. Function ID Glossary 9-1