Contents
1. Preface
1.1 Introduction
1.2 Audience
1.3 Documentation Accessibility
1.4 Organization
1.5 Acronyms and Abbreviations
1.6 Glossary of Icons
1.7 Related Documents
2. Limits and Collaterals
2.1 About Privacy By Design
2.1.1 Maintaining PII data
2.1.2 Data Masking
2.1.3 Right to Be Forgotten
2.1.4 Granular Access
2.1.5 Transparent Database Encryption (TDE)
2.1.6 Data Portability
2.2 Maintaining Credit Score
2.3 Maintaining Static Details
2.3.1 Product Maintenance
2.3.2 Amount Tag Maintenance
2.3.3 Category Maintenance
2.3.4 Exposure Type Maintenance
2.3.5 Group Maintenance
2.3.6 Haircut Maintenance
2.3.7 Location Maintenance
2.3.8 Maintaining Restriction Details
2.3.9 Static Type Maintenance
2.4 Maintaining Agency Details for Credit Rating
2.5 Maintaining User Defined Status
2.6 Liability Maintenance
2.6.1 Specifying Liability Scores
2.6.2 Specifying Liability Credit Rating
2.7 Maintaining Customer to Liability Link
2.8 Covenant Maintenance
2.9 Collateral Types Maintenance
2.10 Collateral Category Maintenance
2.10.1 Maintaining Covenant Details for Collateral Category
2.11 Issuer Maintenance
2.12 Securities Maintenance
2.13 Maintaining Insurance Company Details
2.13.1 Viewing Insurance Company Summary
2.14 Maintaining Insurance Types
2.14.1 Viewing Insurance Type Summary
2.15 Collaterals Maintenance
2.15.1 Specifying the Insurance Details
2.15.2 Specifying Covenant Details
2.15.3 Specifying Shared Details
2.15.4 Linking Contract as Collaterals
2.15.5 Maintaining UDE Values
2.15.6 Maintaining Source Restrictions
2.15.7 Maintaining Haircut Schedules
2.15.8 Maintaining Field Investigation Details
2.15.9 Maintaining Valuation Details
2.15.10 Maintaining External Check Details
2.15.11 Maintaining Legal Opinion
2.15.12 Risk Evaluation Details
2.15.13 Collateral Perfection Details
2.16 Maintaining Specific Collateral Input Details
2.16.1 Property Details screen
2.16.2 Vehicle Details screen
2.16.3 Marketable Securities screen
2.16.4 Plant and Machinery screen
2.16.5 Life Insurance Details screen
2.16.6 Precious Metal screen
2.16.7 Guarantee Details screen
2.16.8 Miscellaneous screen
2.17 Collateral Pool Maintenance
2.17.1 Creating Collateral Pool Linkages
2.18 Maintaining Line Code details
2.18.1 FX Rate Fixing
2.18.2 Fee Preference
2.19 Facilities Maintenance
2.19.1 Maintaining Facility Event Details
2.19.2 Maintaining Fee Details
2.19.3 Maintaining Limit Schedules
2.19.4 Specifying Covenant Details
2.19.5 Tracking Exposure for a Line
2.19.6 Capturing Facility Main Line Change Maintenance Details
2.19.7 Capturing Facility Maintenance Charges Details
2.19.8 Capturing UDE Details
2.19.9 Maintaining Collateral Pool Linkages
2.19.10 Maintaining Restrictions for a Line
2.19.11 Maintaining Customer Restrictions for a Line
2.19.12 Defining Tenor Based Restrictions
2.19.13 Maintaining Source Restrictions
2.19.14 Maintaining Mandate Details
2.19.15 Comments on Facility
2.19.16 FX Rate Revaluation
2.19.17 Including Netting Amount in Facility’s Netting Contribution
2.19.18 Viewing Previous Credit Limit Changes
2.19.19 Processing of Advanced and Manual Facility Fees
2.20 Maintaining User Data Restriction
2.20.1 Category Restrictions Tab
2.20.2 Liability Restrictions Tab
2.20.3 Source Restrictions Tab
2.20.4 Currency Restrictions Tab
2.21 Viewing User Data restriction
2.22 Track Exposure Maintenance
2.22.1 Maintaining Value Date Exposure Details
2.22.2 Viewing Exposure Records
2.23 Exposure Analysis
2.24 Exposure Dashboard
2.24.1 Account/Contract Balance Maintenance for Netting
2.25 Ear Marking Maintenance
2.26 Global Block Exposure Maintenance
2.26.1 Additional Information
2.27 Limit Block Maintenance
2.28 Exception Queue Maintenance
2.29 Exception Queue Slab Maintenance
2.30 Maintaining Sector and Industry
2.31 Global Exposure Parameter Details
2.32 Facilities Amount Transfer Maintenance
2.33 Force Collateral Revaluation
2.34 Multi Authorization Maintenance
2.35 Dual Authorization of Utilization Transaction
2.36 Merging Liabilities
2.36.1 Liability Merger Maintenance
2.36.2 Liability Merger Process
2.37 Maintaining Rule Criteria Code
2.37.1 Viewing Rule Code Criteria
2.38 Defining Alerts
2.38.1 Preferences Tab
2.38.2 Target Tab
2.38.3 Message Tab
2.39 Viewing Alerts
2.40 Defining Alert Selection Criteria
2.40.1 Viewing Alert Criteria Definition Summary
2.41 ELCM - OFSAA Integration
2.41.1 Maintaining Batch Programs
3. Credit Desktop
3.1 Introduction
3.2 Credit Desktop
3.2.1 Search Results
3.2.2 Additional Information
3.2.3 Comments Tab
3.2.4 Report Types
4. Queries
4.1 Liabilities Query
4.2 Liability History
4.3 Utilization Transaction Query
4.4 Covenants Queries
5. Reports
5.1 Generating Reports
5.2 Over Drawn Lines Report
5.2.1 Contents of the Report
5.3 Utilizations Report Date Wise Report
5.3.1 Contents of the Report
5.4 Collateral Details Report
5.4.1 Contents of the Report
5.5 Pool Linkage Report
5.5.1 Contents of the Report
5.6 Credit Movement Report
5.6.1 Contents of the Report
5.7 Limit Details Report
5.7.1 Contents of the Report
5.8 Line Summary Report
5.8.1 Contents of the Report
5.9 Exception Report
5.9.1 Contents of the Report
5.10 Bank Wide Clean Risk Tracking Report
5.10.1 Contents of the Report
5.11 Collateral Utilization of Credit Lines
5.11.1 Contents of the Report
5.12 Collateral Utilization of Collateral Party
5.12.1 Contents of the Report
5.13 Country Exposure Report
5.14 Country Utilization Report
5.14.1 Contents of the report
5.15 Credit Rating Report
5.15.1 Contents of the report
5.16 Credit Lines by Maturity Date
5.16.1 Contents of the report
5.17 Exposure Details Report
5.17.1 Contents of the report
5.18 Foreign Exchange Clean Risk Report
5.18.1 Contents of the report
5.19 Issuer Details
5.19.1 Contents of the report
5.20 Issuer Exposure Report by Security
5.20.1 Contents of the report
5.21 Issuer Exposure Report by Collateral Type
5.21.1 Contents of the Report
5.22 Liability Summary Report
5.22.1 Contents of the report
5.23 Limit Tenor Restriction Details Report
5.23.1 Contents of the report
5.24 Limits Tenor Wise Details Report
5.24.1 Contents of the Report
5.25 Line Details Report
5.25.1 Contents of the report
5.26 Movement to Non Revolving Lines
5.26.1 Contents of the report
5.27 Pool Utilization Report
5.27.1 Contents of the report
5.28 Product Exposure Report
5.28.1 Contents of the report
5.29 Securities Details Report
5.29.1 Contents of the report
5.30 Utilization Report
5.30.1 Contents of the report
6. Annexure 1 - Utilization Transactions
6.1 New Utilization
6.1.1 Input Utilization
6.1.2 Validations for a New Utilization Process
6.1.3 Authorize Utilization
6.1.4 Delete Utilization
6.1.5 Technical Undo (Special Delete)
6.2 Increase/Decrease Utilization
6.2.1 Validations for Modify Utilization Process
6.3 Alter Utilization
6.3.1 Input Alter Utilization
6.4 Reverse Utilization
6.4.1 Input Reverse Utilization
6.5 Set Balance of Utilization Transaction
6.6 Query Utilization
6.7 Mature Utilization Transaction
6.8 Utilization Transaction Screen
6.9 Reconciliation of Utilization Transactions
6.10 Increasing/Decreasing Utilizations
6.11 Linking an Utilization Transaction to a Facility
6.11.1 Collateral Pool Utilization Transaction Process
6.11.2 Utilization Transaction Status
6.12 Global Utilization Tracking of Limits
6.12.1 Utilization Tracking
6.12.2 Global Utilization Exception Summary
7. Annexure 2 - Value Dated Facility
7.1 Introduction
7.2 Value Date Based Facility Maintenance
7.2.1 Value Date Based Utilization Processing
7.2.2 EOD Processing
7.3 Value Date Based Fee Processing
7.3.1 Maintaining Rule
7.3.2 Maintaining Fee Class
7.3.3 Maintaining Line Code
7.3.4 Accounting Entries for facility
7.3.5 Derived Amount Tags
7.3.6 Derived Value Dated tags
8. Annexure 3 – Revaluation
8.1 Currency Revaluation
8.1.1 Facility Currency and Utilization Currency
8.1.2 Facility Currency and Collateral Currency
8.2 Collateral Revaluation
8.2.1 Collateral Revaluation of Market Based Securities
8.2.2 Collateral Revaluation of Non-Market Based Securities
9. Annexure 4 - Gateway Processes & Interfaces
9.1 Gateway Online Process
9.1.1 Maintenance Transactions
9.1.2 Utilization Transactions
9.1.3 Batch Process
9.1.4 Reprocessing Locked Online Transactions
9.1.5 Technical undo (Functional Rollback)
9.2 Gateway Batch Process
9.2.1 Batch Inbound Process
9.2.2 Batch Outbound Process
9.3 Interfaces
9.4 ELCM Integration with ORMB
9.4.1 Introduction
9.4.2 Parameter Set Up
10. EOD-BOD Batches
11. Notifications
12. Function ID Glossary