Chip and PIN Payment Method

OPERA Cloud supports the Chip and PIN method of credit card payment and authorization for any payment transaction such as deposits, guest ledger, AR ledger, Post-It, and so on. The Chip and PIN payment method relies on a microchip in the card that holds the cardholder authentication information.

To accept Chip and PIN payments, you must set up Chip and PIN devices for your property.

If a Chip and PIN payment method needs authorization, OPERA Cloud requests the authorization amount from the EFT Vendor. The EFT Vendor initializes the PIN entry device, and the guest inserts a card into the device. At the prompt on the device, the guest enters a PIN.

If the authorization is declined, the guest must select an alternative method of payment.