Contents

1. Preface 1-1

  • 1.1 Introduction 1-1
  • 1.2 Audience 1-1
  • 1.3 Documentation Accessibility 1-1
  • 1.4 Abbreviations 1-1
  • 1.5 Organization 1-2
  • 1.6 Related Documents 1-2
  • 1.7 Glossary of Icons 1-2

    • 2. Securitization of Loans - An Overview 2-1

  • 2.1 Introduction 2-1
  • 2.2 Securitization Process Flow 2-1

    • 3. Maintenances 3-1

  • 3.1 Rule/Formula Details 3-1
  • 3.1.1 Maintaining Rule/Formula Details 3-1
  • 3.1.2 Viewing Securitization Formula Maintenance Summary Details 3-2

    • 4. Defining Attributes for Securitization Products 4-1

  • 4.1 Securitization Product 4-1
  • 4.1.1 Maintaining Securitization Product 4-1
  • 4.1.2 Accounting Roles Button 4-2
  • 4.1.3 Events Button 4-3
  • 4.1.4 Branch and Currency Button 4-3
  • 4.1.5 Customer Button 4-5
  • 4.1.6 Preferences Button 4-5
  • 4.1.7 Charge Button 4-9
  • 4.1.8 MIS Button 4-9
  • 4.1.9 Fields Button 4-10
  • 4.1.10 Accounting Roles and Amount Tags for Securitization 4-11

    • 5. Securitization Contract 5-1

  • 5.1 Securitization Contract 5-1
  • 5.1.1 Securitization Contract Life Cycle 5-1
  • 5.1.2 Booking a Contract 5-2
  • 5.1.3 Contract Initiation / Securitization Loan Sale 5-2
  • 5.1.4 Amendment for Addition of Loan Accounts
    (SAMD – Addition of New Loan Account to Securitization Pool) 5-3
  • 5.1.5 Amendment for Removal of Loan Accounts
    (BAMD – Removal of Loan Account from Securitization Pool) 5-4
  • 5.1.6 Amendment for Changing the Contract Details
    (Amendment without Modifying the Securitization Pool) 5-5
  • 5.1.7 Recourse of Loan Accounts 5-5
  • 5.1.8 Liquidation of Payments: 5-7
  • 5.1.9 Reversal of Payment 5-7
  • 5.1.10 Closure of Contract 5-7
  • 5.1.11 Accrual of Profit / Loss and Periodic Service Charge 5-7
  • 5.2 Contract Details Maintenance 5-7
  • 5.2.1 Invoking the Securitization Contract Details Screen 5-8
  • 5.2.2 Main Tab 5-9
  • 5.2.3 Advice Tab 5-11
  • 5.2.4 Service Charge Tab 5-12
  • 5.2.5 Profit\Loss Accrual Tab 5-13
  • 5.2.6 Pool Details Button 5-15
  • 5.2.7 Pool Addition Button 5-15
  • 5.2.8 Pool Deletion Button 5-17
  • 5.2.9 Recourse Button 5-18
  • 5.2.10 Charges Button 5-19
  • 5.2.11 Events Button 5-20
  • 5.2.12 Event History 5-20
  • 5.2.13 Fields Button 5-22
  • 5.2.14 MIS Button 5-22
  • 5.2.15 Authorizing Securitization Contract Details 5-23
  • 5.2.16 Amending Securitization Contracts 5-24
  • 5.3 Handling On-line Payment for Service Charges 5-25
  • 5.3.1 Handling On-line Payment for Service Charges 5-25

    • 6. Online and Batch Process 6-1

  • 6.1 Intra-day Batch 6-1
  • 6.2 EOD Batch 6-1

    • 7. Reports 7-1

  • 7.1 Summary of Securitization Pool Report 7-1
  • 7.1.1 Generating Summary of Securitization Pool Report 7-1
  • 7.1.2 Contents of the Report 7-2
  • 7.2 Summary of Securitization Pool History Report 7-3
  • 7.2.1 Generating Summary of Securitization Pool History 7-3
  • 7.2.2 Contents of the Report 7-5
  • 7.3 Summary of Payment Received by SPV Report 7-5
  • 7.3.1 Generating Summary of Payment Received by SPV Report 7-5
  • 7.3.2 Contents of the Report 7-7
  • 7.4 Summary of Over Due Payment Received by SPV Report 7-7
  • 7.4.1 Generating Summary of Over Due Payment Received by SPV Report 7-7
  • 7.4.2 Contents of the Report 7-9
  • 7.5 Summary of Disbursement Details for the Securitization Contract Report 7-9
  • 7.5.1 Viewing Summary of Disbursement Details for the Securitization
    Contract Report 7-9
  • 7.5.2 Contents of the Report 7-11
  • 7.6 Summary of Profit Loss Details for the Securitization Contract Report 7-11
  • 7.6.1 Generating Summary of Profit Loss Details for the Securitization
    Contract Report 7-11
  • 7.6.2 Contents of the Report 7-13
  • 7.7 Summary of Securitization History Details Report 7-13
  • 7.7.1 Generating Summary of Securitization History Details Report 7-13
  • 7.7.2 Contents of the Report 7-14

    • 8. Annexure 8-1

  • 8.1 Accounting Entries for Securitization of Loan 8-1
  • 8.2 Events 8-1
  • 8.3 Amount Tag 8-2
  • 8.4 Accounting Roles 8-3
  • 8.5 Event-wise Accounting Entries 8-4
  • 8.6 Formula Elements 8-9
  • 8.7 Advice Messages 8-10

    • 9. Function ID Glossary 9-1