Liquidity Management

Liquidity Management solution provides with an ability to the corporate customers to manage their liquidity by optimizing interest by offsetting account balances, reducing interest costs, maximizing net returns and by providing greater visibility over cash positions. It helps to mobilize and manage funds corrective actions, helps to reduce external borrowing and liquidity risk, manages foreign currency liquidity requirements, and enhances visibility of cash across the group.

As a part of Liquidity Management module of OBDX, following features are available to the corporate customers of the Bank.

• Liquidity Management Overview Dashboard:
  The liquidity management dashboard provides an important information to the corporate on digital banking platform. Various widgets are a part of the dashboard which gives the complete information about the corporate position.
• Position of a corporate by region/ geographical location
• Position of a corporate by currency
• Net corporate position along with assets and liabilities information
• Top sweeps in local currency and cross currency
• Sweep Log Monitor
• Account Structure Maintenance:
  Account structure is an efficient tool to optimize the working capital of the business. The objective of creating an account structure is to bring together the credit and debit balances of different current and savings accounts into one single concentration account of a corporate. This enables the corporate customer to manage daily liquidity in their business in a consolidated fashion to derive maximum benefits at minimal cost.
  OBDX enables the corporate users to maintain account structures by providing sweep or pool instructions.
  As a part of account structure maintenance, OBDX enables the customer to,
• Build Account Structure
  Application allows the corporate user to build new account structure using digital banking platform. While building a structure, corporate can capture.
• Structure Type and Details (Sweep, Pool, Hybrid)
• Account Mapping and specify the hierarchies
• Check basic validations
• Set up instructions between each account pair.
• View and Edit Account Structure A facility is provided to corporates to search the account structures maintained between the internal and external accounts of their parties. Further, can see and edit the structure details along with the instructions set between an account pair.
• Pause/ Resume account structure and Adhoc Execution Corporates can pause the processing of a structure for a specific time period and also can initiate an adhoc execution of sweeps for specific structure.
• Sweep Log Monitor
  A feature is enabled to the corporate user to select the structure and view the sweep logs of a structure with specific statuses
• Executed Sweeps
• Upcoming Sweeps
• Exceptions (Failed executions)

Note: Corporate Liquidity Management module support is currently not available on mobile and tablet devices.

Overview (Dashboard)

Dashboard provides a quick view of the most relevant functions, to achieve a particular objective or complete a process. Cash and Liquidity Management Dashboard provides the detailed information about the corporate position. The dashboard is organized in the form of different widgets. Screen displays the consolidated balance available in all accounts enabled for liquidity management with the number of accounts mapped to the logged in user.

The widgets shown in on the Liquidity Management Dashboard are as follows:

• Position of Region
• Position by Currency
• Net corporate position along with assets and liabilities information
• Top 5 sweeps in local currency and in cross currency
• Sweep log monitor
• Notifications
• Quick Links

FAQs

Will the ‘Assets and Liabilities with Net Position’ widget display the complete information of my holdings?

‘Assets and Liabilities with Net Position’ widget will show position based on only your internal and external current and savings accounts which are enabled for liquidity management and are mapped to the user.

Will I be able to see my accounts and the details of the current and accounts which are enabled for liquidity management?

Yes, you can see the accounts enabled for liquidity management and which are mapped to you on Digital Banking platform as a part of position by region widget and position by currency widget. This drill down provided on specific region and amounts will display the account break up.

Top five sweeps in local currency and in cross currency will display the data of which period?

Out of box, the top 5 sweeps will be shown of last 30 days. Whereas the number of days are configurable.