ACCOUNT DETAILS

The customer can navigate to this screen by selecting any active account card on the savings account widget. The account details screen displays important information pertaining to a current or savings account such as the account holding pattern and the names of all the account holders, the current status of the account and the branch in which the account is held along with details on various balances and limits applicable on the account.

Additionally, the customer can also perform activities on the account which are defined below:

You are here How to reach here:

Dashboard > My Accounts Widget > Current and Savings > Active Account > More options > Account Details

To view account details:

Select the option Active from the provided filter option on the Current & Savings widget.
All the active current & savings accounts held by the user appear.
Click on a specific account record, and click on the more option icon, and then select Account Details option to view details of that account.

Field Description

Field Name	Description
Customer Name	Name of primary account holder.
Account Number	Account number in masked format.
Net Balance	The amount that can be withdrawn from the account.
Nickname	The nickname given to the account by the account holder. This nickname can be changed or deleted. Click , to add nickname , for more information click here.
Basics
Customer ID	The primary account holder’s customer ID in masked format.
Holding Pattern	The holding pattern of the account i.e. single or joint. The possible values are: Single- For single owner Joint- For joint ownership
Joint Account Holder	Name of the joint account holder.
Mode of Operation	Operation mode of the account. The possible values are: Mandate Holder Single Either Anyone or Survivor Former or Survivor Jointly
Branch	Branch name in which the account is held along with address.
Status	The current status of the account. The possible values are: Active Closed
Nomination	Whether the account has a registered nominee or not.
Sweep-in Provider	Identifies whether or not sweep-in facility is enabled for the account.
Balance Details
Available Balance	The current available balance in the account.
Average Balance	The average balance in the account. Note: This field appears only if user has opted for Third PartyA party is any individual or business entity having a banking relationship with the bank. integration.
Amount on Hold	Displays the earmarked amount or the amount on hold in the account.
Unclear Funds	That amount of funds that have not yet been credited to the account. This amount will include the amount deposited through cheques and drafts that have not yet completed the bank’s clearing cycle.
Overdraft Limit	The maximum credit allowed by the bank for the account.
Advance Against Unclear Funds Limit	The maximum amount that can be utilized as advance against funds that have not yet been cleared.
Average Quarterly Balance	The average balance of the account over the last 90 days.
Average Monthly Balance	The average balance of the account over the last 30 days.
Lien Amount	The amount marked as lien by the bank.
Sweep-in Amount	The amount available through sweep-in.

You can also perform the following account related transactions:

Add account nickname/ modify/ delete nickname. For more information click here.
To view the statement for the account, click View Statement . .
To raise the request for new cheque book, click Cheque Book Request .
To inquire the status of a cheque, click Cheque Status Inquiry.
To stop/ unblock a cheque, click Stop/ Unblock Cheque.
To view details of Debit Cards linked to the account, click Debit Cards.
To initiate the request for the physical statement for the account, click Request Statement.
• To view and modify sweep-in instructions, click Sweep-In.
Click on the Back to Dashboard link to go to Dashboard screen.

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