Business Service Methods

The Credit Card Transaction Service has business service methods for each of the following types of credit card transaction:

• AuthCharge. This transaction authorizes and settles charges. It makes sure that the funds are available, reserves them, and requests that they be transferred in one call. It does this in the case of immediate order fulfillment (for example, digital downloads).

• Authorization. Called from the eSales - Authorize Order Process workflow, this transaction allocates to the merchant a specific amount of the credit available to the cardholder, typically for one week. No funds are transferred.

  The merchant authorizes a credit card to make sure of the following:

  • The customer has the funds to pay for the purchase.

  • These funds are reserved until the merchant is able to ship the product. Credit card companies typically state that a merchant should not settle until the product has been shipped.

  • Charge. This transaction is used to settle charges. A settlement request includes the authorization code and requests that funds be transferred from the cardholder's account to the merchant's bank account.

  • Process. This transaction is not used, but is available to customers for calling other methods from the third-party adapter.

  • Refund. A refund takes place after a settlement when the merchant needs to transfer money back to the cardholder, as in the case of a return.

  • Reverse. This transaction releases the amount of money reserved by an authorization. Although it is not supported by CyberSource, Reverse is important because authorizations reserve part of a cardholder's credit and therefore reduce the total amount of credit available.

    The arguments for these methods are:

    • Input:

      • Row Id

      • Siebel Input Integration Object

      • Siebel Output Integration Object

      • Siebel to Vendor Map Name

      • Vendor to Siebel Map Name

      • Vendor Name

    • Output:

      • Credit Card Response Code

      • Credit Card Response Message

• Validate. Validation checks the credit card number, using the Mod 10 algorithm to make sure that it is valid, and the expiration date. The Siebel Business Application—not CyberSource—does this during rapid checkout and after selecting and saving payment information.

  The arguments for Validate are:

  • Input:

    • Credit Card Number

    • Credit Card Type

    • Expiration Month

    • Expiration Year

    • Return Error Code

  • Output: Error Message