Understanding Credit Card Processing

The Contributor Relations credit card processing feature is a platform independent, component based, and secure tool that enables your organization to accept and process credit card payments for the receipt of gifts and membership dues. Administrators can use the online pages for background credit card processing, and self-service contributors can make credit card donations through pages in self-service Involvement for real-time credit card donations.

Credit card processing involves the following functional areas:

• Entry of credit card information (through both core system and self-service pages).

• Credit card authorization.

• Credit card capture (settlement).

• Credit card adjustment.

• Support for multiple credit card types.

• Real-time (self-service pages) and background (core system) processing.

• Credit card transaction review.

In terms of security, this feature provides confidentiality of payment information, ensures integrity for all transmitted data, performs cardholder authentication, and maintains an audit trail of authorization and transaction capture.