Using the Hosted Model for Credit Card Processing

PeopleSoft FSCM provides a framework in the Order to Cash modules (Order Management, Billing, eBill Payment, and Accounts Receivable) to facilitate the collection and processing of payment information by third-party credit card hosts. Businesses with an Order to Cash system can convert from a traditional credit card model (local storage of credit card data) to a hosted model, where a third party hosts or stores credit card data.

This diagram illustrates the pathway of a payment beginning in a merchant system such as PeopleSoft Order to Cash and processed through a third-party payment network. Payment results are referenced by the appearance of tokens between the merchant system and the payment network.

This section includes:

• Prerequisites for using the hosted credit card model.

• Example of the Credit Card Data page in a system that uses hosted processing.

Prerequisites for Using the Hosted Credit Card Model

Before you begin using the hosted credit card model, you must prepare your system:

• Set up a third-party payment processor. Multiple processors can now be set up and assigned to a specific credit card type.

• Create a default credit card group for a specific credit card type at the system level and, optionally, at the business-unit level.

  See Application Fundamentals: Setting Up Credit Card Options and Groups.

• Convert your existing credit card data into profiles and transfer locally stored credit card data to the third-party credit card processor.

  See the documentation for the Application Fundamentals: Convert Credit Card Data Page or Application Fundamentals: Setting Up Credit Card Processing for a Hosted Implementation

• Wipe all credit card data from records in your PeopleSoft system.

  See the documentation for the Application Fundamentals: Remove Credit Card Data Pageor Application Fundamentals: Setting Up Credit Card Processing for a Hosted Implementation