Financial Services Use Cases

Financial-services EPM and EDM roadmaps should combine portfolio, balance-sheet, risk, and regulatory planning with close and profitability capabilities.

Primary EPM/EDM Pillar	Industry Use Case
Planning	Loan portfolio planning
Planning	Net interest income (NII) modelling
Planning	Balance sheet planning
Planning	Stress testing and scenario analysis
Planning	Premium and claims forecasting
Planning	Distribution and channel planning
Planning	Assets-under-management forecasting
Planning	Revenue and fee modelling
Planning	Sales capacity and advisor productivity
Planning	Credit risk modelling
Planning	Expected credit loss (ECL)
Financial Consolidation and Close	Basel III/V, COREP and FINREP
Financial Consolidation and Close	IFRS 9 credit-loss provisioning
Financial Consolidation and Close	Solvency II
Profitability and Cost Management	Risk-adjusted profitability (RAROC)