Educational Loan Deductions for the US

Use the Educational Loan secondary classification for delinquent education loans granted according to the Federal Direct Loan Program or Federal Family Education Loan Program.

The Education Loan secondary classification differs from Debt Collection Improvement Act (DCIA) secondary classification by its disposable income rules. Health Care 125 deductions are subject to disposable income for Educational Loans. For DCIA, these deductions aren't.