Example of Limiting Coverage Across Plan Types

You can limit the total amount of coverage that a participant can elect across plan types within a program. Use the Manage Coverage Across Plan Types task in the Plan Configuration work area.

Scenario

This table shows the maximum life insurance coverage for two plan types within a program.

Plan Type	Maximum Coverage (USD)
Supplemental Life Insurance	Two times earnings up to 200,000
Term Life Insurance	120,000
Combined Total	320,000

To limit the combined maximum coverage to just 300,000:

1. Name the coverage limit and list the program and plan types.

2. Enter the maximum coverage amount of 300,000. You can also enter a minimum coverage amount.

The maximum coverage limit across plan types must not be less than the lowest maximum coverage of any plan in the plan types. In this example, the maximum coverage limit must not be less than 120,000 USD.