Configurations for International Transactions

If your transaction is one of the following types, your Automated Clearing House (ACH) transaction must use the International ACH Transaction code. You must select the International Transfer type if you're:

• Non-US headquartered company with US operations

  For example, you're a company based in Sweden that has employees based in the US.

• US company with pensioners or employees located outside of the US who could potentially have funds forwarded to a non-US financial institution.

  For example, you have a company based in the US with employees located in Ireland, or pensioners located in France.

• Third-party sender or payment aggregator

• US company with vendors located outside the US

  For example, you have a US company that has vendors in China and makes payments to China.

• US company receiving ACH credit entries from offshore entities