Controls Interest Calculation
Interest is applied to a deposit SA when:
A deposit SA is stopped. Refer to Refunding Deposits for a description of how a deposit SA can be stopped.
The Apply Interest background process (DEPINTRF) determined that sufficient time has passed since interest was last calculated. The amount of time between interest calculations is defined on the deposit class.
A deposit SA's deposit class controls the following interest calculation functions:
The frequency of interest calculation.
The algorithm used to calculate the amount of interest (note, the interest rate is defined using a bill factor plugged in on this algorithm).
The method used to refund the interest.
Note: 
Adjustments are used to apply interest. Interest is applied to a deposit SA using an adjustment (the adjustment type is also defined on the deposit class).