Debt Class Segmentation

Every SA Type has a debt class. The debt class is used to categorize a service agreement's debt for the purpose of credit and collections (C&C) analysis. If a given SA Type has different categories of debt from C&C's perspective, you will have to split the SA Type.

Fastpath:

For more information about debt class, refer to Designing Your Collection Procedures.

If we assume that your residential services are regulated and your commercial and industrial services are deregulated, we won't have to introduce additional SA types.


CIS Division/ SA Type	Distribution Code	Revenue Class	Rates	SP Type	Bill Seg Type	Debt Class
CA/G-RES	A/R-UTIL	R - residential	GALL-1	G-RES	BD-RATED	REGU
CA/G-COM	A/R-UTIL	C - commercial	GALL-1	G-COM	BD-RATED	UNRE
CA/G-IND	A/R-UTIL	I - industrial	GALL-1	G-IND	BD-RATED	UNRE
CA/W-RES	A/R-UTIL	N/A	WALL-1	W-RES	BD-RATED	REGU
CA/W-COM	A/R-UTIL	N/A	WALL-1	W-COM	BD-RATED	UNRE
CA/W-IND	A/R-UTIL	N/A	WALL-1	W-IND	BD-RATED	UNRE
CA/E-RES	A/R-UTIL	N/A	ERES-1, ERES-2	E-RES	BD-RATED	REGU
CA/E-COM	A/R-UTIL	N/A	ECOM-1	E-COM	BD-RATED	UNRE
CA/E-IND	A/R-UTIL	N/A	EIND-1	E-IND	BD-RATED	UNRE
CA/WW-RES	A/R-UTIL	N/A	WWALL-1	W-RES, WW-RES	BD-RATED	REGU
CA/WW-COM	A/R-UTIL	N/A	WWALL-1	W-COM, WW-COM	BD-RATED	UNRE
CA/WW-IND	A/R-UTIL	N/A	WWALL-1	W-IND, WW-IND	BD-RATED	UNRE
CA/CABLE	A/R-UTIL	N/A	CABLE	CABLE	BD-RATED	UNRE
CA/E-COY	EXP-COMP	N/A	E CO USE	E-CO USE	COMPUSAG	No debt
CA/G-COY	EXP-COMP	N/A	G CO USE	G-CO USE	COMPUSAG	No debt
CA/W-COY	EXP-COMP	N/A	W CO USE	W-CO USE	COMPUSAG	No debt

Notice the three company usage SA types do not have a debt class. This is because their bill segment type's FT algorithm doesn't cause debt to be created and therefore there is no reason to have a debt class. However, you'll need to create a "dummy" debt class - call it N/A - for these SA types because every SA type must reference a debt class.