1. Accounts User Guide
  2. Configurations
  3. Branch Parameters
  4. Configure Branch Parameters

1.4.1 Configure Branch Parameters

This topic describes the systematic instructions to configure branch parameters.

Specify User Name and Password, and login to Home screen.
  1. From Home screen, under Menu, click Corporate DDA.
    The Corporate DDA pane displays.
  2. Under Corporate DDA, click Configurations.
    The Configurations pane displays.
  3. Under Configurations, select Branch Parameters and click Configure.
    The Configure screen displays.
  4. Alternatively, you can search the configuration via Menu Item Search field. Specify the configuration name Branch Parameters and select Corporate DDA-->Configurations-->Branch Parameters-->Configure.
    The Configure screen displays.

    Figure 1-16 Configure Branch Parameter Details


    Configure Branch Parameter Details

  5. Specify the fields on Configure Branch Parameter Details screen.

    For more information on fields, refer to the field description table below.

    Table 1-18 Branch Parameter Details - Field Description

    Field Description
    Branch Code Specify the branch code.
    Branch Name Specify the description for the branch.
    Status Processing Basis The status processing occurs at Account Level → 'A' (Default). The status of each account is assigned according to the status processing parameters that are operative for that account.
    Uncollected Funds Basis Specify how the system enforces the allowable amount of uncollected funds (on an account) that can be withdrawn within a business day.

    For each customer account, you designate a limit on the amount of uncollected funds that can be withdrawn (the Uncollected Funds Limit). You can also indicate whether, for a given business day, the system should consider the uncollected funds that are allowed to be withdrawn as:

    • The funds scheduled to be released on the current date (today), OR,
    • The total uncollected funds available against the account subject to the Uncollected Funds Limit.

    The following details are displayed in the drop-down list –

    • Uncollected Funds → 'U' (Default) - If you select this option, an amount up to or less than the uncollected funds limit defined for the account, is allowed to be withdrawn by the account, on any business day.
    • Uncollected Funds available same Day → 'A' - If you select this option, the funds allowed to be withdrawn against uncollected funds on any business day are the funds scheduled to be released on the current date (today).
    Cheque Number Mask Specify the mask of the cheque number. The system checks for cheque mask maintenance at the Bank level if it is not maintained at the Branch level.
    Cheque Stale Days Specify the number of days after which the cheque must be considered stale.
    Back Value Check Required Specify whether a check is to be performed for back-valued transaction. The default value is No.
    Back Value Days Specify the number of days up to which back-valued transactions can be allowed.

    This field is enabled when Back Value Check Required is set to Yes.

  6. After specifying the information in the fields, click Next.
    The Account Mask Details tab displays.

    Figure 1-17 Configure Account Mask Details


    Configure Account Mask Details

  7. Specify the fields on Account Mask Details tab.

    For more information on fields, refer to the field description table below.

    Table 1-19 Account Mask Details - Field Description

    Field Description
    Account Mask This drop-down list displays the account mask value. The list of values is –
    • L - Account class
    • T - Account code
    • a – Alphabet
    • B - Branch code
    • D – Check digit
    • $ - Currency code
    • C - Customer number
    • n - Numeric value
    Auto Generate Account Select this check box to generate the account number automatically.

    The customer account mask for this contains only number or combination of Branch Code and number.

    Note:

    This flag will be ‘automatic’ - if the Auto Generate Account flag is Yes and ‘manual’ - if Auto Generate Account flag is No.
    Checksum Algorithm This drop-down list displays the checksum algorithm to be used for the account.

    The following items are available in the list.

    • Modulo 10
    • Modulo 11
    • Modulo 97

    Note:

    Mod 97 supports only Numeric mask.
    Start Account Number This field appears if the Auto Generate Account is enabled. This indicates the start account number.
    End Account Number This field appears if the Auto Generate Account is enabled. This indicates the end account number.

    Note:

    These fields are repeated for Multicurrency Parameters.
    Account Mask

    When you open the Account Mask field, the left panel displays the list of elements that are part of the account mask. When you click and select from the left panel, the fields pop up. In the field where 'n' characters or numbers are allowed, a text box appears where you can enter the number of times that value has to repeat. Click Add to populate the values in the account mask screen.

    The following characters are supported in Account Mask.

    Table 1-20 Account Mask

    Field Mask Character Mask Length
    Account Class L 6
    Account Code T 4
    Alphabet (User Input) a User defined
    Branch Code B 3
    Check Digit D 2
    Currency Code $ 3
    Customer Number C 9
    Numeric Value (User Input) n User defined

    Note:

    Where the maximum length is not provided, there is no restriction on the number of characters. However, the overall length cannot exceed a maximum of 20 characters inclusive of the check digit.
  8. After specifying the information in the fields, click Next.
    The IBAN Details tab displays.

    Figure 1-18 Configure IBAN Details


    Configure IBAN Details

  9. Specify the fields on IBAN Details tab. International Bank Account Number (IBAN) allows you to identify bank accounts across national borders. The IBAN comprises of the country code, check digits followed by a country specific Basic Bank Account Number (BBAN).

    For more information on fields, refer to the field description table below.

    Table 1-21 IBAN Details - Field Description

    Field Description
    IBAN Country Code The system defaults the country code of the branch. The maximum allowed characters for IBAN country code are 2. IBAN Country Code is mandatory.
    IBAN Check Digit Algorithm The system defaults MOD97 as IBAN check digit algorithm.
    BBAN Format Mask Specify the mask for BBAN. Refer to the table below.
    BBAN Data Type Specify the data type of the BBAN mask characters. It can have only a (alphabet), n (number) and c (alphanumeric) as values.
    BBAN Check Digit Algorithm Select the BBAN check digit algorithm from the drop-down list. The elements are as listed below –
    • MOD10
    • MOD11
    • MOD97
    BBAN Bank Code Specify the BBAN bank code which will be replaced for bank code in the BBAN account mask.
    BBAN Branch Code Specify the BBAN branch code which will be replaced for branch code in the BBAN account mask.

    BBAN Format Mask

    Note:

    The maximum characters allowed for BBAN account mask is 30.

    Table 1-22 BBAN Format Mask

    Field Character Mask Length
    Account Number z User defined
    Account Type T User defined
    BBAN Bank Code b User defined
    BBAN Branch Code s User defined
    Check Digit d User defined
    National Identifier i User defined
    Number of Account Holders h The value is defaulted to 1
  10. Click Save & Close to complete the steps. Or, click Cancel to exit without saving.

Parent topic: Branch Parameters