Deposit Details

4.1 Deposit Details

You can get an 360-degree view of a customer’s term deposit account using the Deposit Details screen.

The various sections are:

Deposit Information
Account holders
Account details
Balances
Instruction set
Redemption Simulation
Amount Block Details
Rollover History
Interest Rate Changes
Overdue Transactions
Recent Transactions
Frequent Actions

To view the term deposit details:

On the Homepage, from the Deposit Services mega menu, under Term Deposits and Inquiries, click Deposit Details or specify Deposit Details in the search icon bar and select the screen.

The Deposit Details screen is displayed.

Figure 4-1 Deposit Details

Description of "Figure 4-1 Deposit Details"
On the Deposit Details screen, specify the Account Number and press the Tab or Enter key.
The details are displayed in the dashboard.

Figure 4-2 Deposit Details for TD

Description of "Figure 4-2 Deposit Details for TD"

You can view the TD details of the account holder in the dashboard displayed. For more information on fields, refer to the field description table.

Table 4-1 Deposit Details - Field Description

Field	Description
Account Number	Specify the account number for viewing the details. Note: The account holder's name is also displayed adjacent to the field.
<Product Name>	Displays the product name from the product master.
<Deposit Status>	Displays the deposit status. The options for the status are: Active Matured Closed
<TD Account Number>	Displays the TD account number.
Branch	Displays deposit branch.
<Deposit Term - Interest Rate>	Displays the term for the deposit and interest rate for the deposit.
Deposit Start Date	Displays the value date of the deposit.
Maturity On	Displays the maturity date of the deposit.
Re-invest TD	Displays if the interest from the TD is to be re-invested in the same deposit or paid out.
Nomination	Specify if a nominee is registered or not.
Account Holder	This widget displays the account holder details.
Name	Displays the name of the account holder of the TD.
Customer ID	Displays the customer ID of the holder.
Relationship	Displays relationship as Primary/Secondary.
Mobile Number	Displays the mobile number of the customer.
Email ID	Displays the email ID of the customer.
Account Details	This widget displays the account details.
Customer’s Address	Displays the address of the primary customer.
Part Redemption	This option will be selected if part redemption is allowed for the TD product.
Premature Redemption	This option will be selected if premature redemption is allowed for the TD product.
Top up	This option will be selected if a top-up is allowed for the TD product.
Mode of Operation	Displays the mode of operation chosen for the deposit.
Current Principal	Displays the currently remaining principal balance in the deposit.
Initial Pay in	Displays the initial payin done to create the deposit.
Topup Pay in	Displays the subsequent top-ups done.
Redeemed Principal	Displays the principal redeemed in case any premature redemptions have happened.
Maturity Amount	Displays the proceeds that will be paid out on maturity. This value will be net of tax.
Blocked Amount	Displays the total block amount on the deposit.
Interest Paid out or Interest Reinvested	Displays the amount and currency for the reinvested or paid out interest. Note: If the interest if of reinvest type, then the field name is displayed as Reinvested Interest. If the interest if of paid out type, then the field name is displayed as Paid out Interest.
Tax Deducted	Displays the tax deducted.
Upcoming Transactions	This widget displays the details of upcoming transactions.
Overdue Transactions	Displays the details of overdue transactions.
Redemption Simulation (As of Today)	This widget displays the remdemption simulation of the day for the TD account. Click the View Error Details link to view the error message.
Instructions Set	This widget displays the set of instructions set on the TD account. Note: To create new set of instructions for the TD account, click the Set Instructions ink. For more information, refer TD Payout Modification screen.
Recent Transactions	This widget displays the details of the recent transactions performed on the account.
<Number> Amount Blocks	This widget displays the amunt block details of the account. Note: To manage the amount blocks, click the Manage Amount Blocks link. For more information, refer View and Modify Amount Block screen.
<Currency Amount>	Displays the currency and amount of block.
Block <Number>	Displays the block number.
Type	Displays the block type.
Expiry	Displays the expiry date of the block.
Interest Rate Changes	This widget displays the rate changes if any for the interest applied on the account.
Net Rate	Displays the net rate percentage of interest.
<Date>	Displays the date of interest rate change.
Base Rate	Displays the base rate percentage of interest.
Variance	Displays the variance percentage of interest.
Rollover History	This widget displays the rollover history of the account.
<Currency Amount>	Displays the currency and amount of rollover.
<Component>	Displays the rollover component.
<Date>	Displays the from and to date of the rollover.
<Tenure>	Displays the tenure of rollover.
Frequent Actions	This widget displays the frequent actions that were performed on the account. Note: The actions are displayed as links. You can click the link and the related screen is opened in a new page.

Note:

You can also launch the screens for performing various transactions on the account by clicking the icon. A list of links displays under various menus. Click the required link from the list that displays. For more information on how to perform the transactions using the links, see the respective chapters. For image reference, see Mega Menu screenshot.
If the latest updates of the TD account performed is not displayed on the screen, you can refresh the screen by clicking the icon. The screen is refreshed and the latest changes are displayed.

Parent topic: TD Inquiries