1.2.4 Enhancements in Retail Deposit Servicing

Oracle Banking Branch initiates the request and handoff to FLEXCUBE Universal Banking for further verification and processing.

Generic Feature Enhancements

• Transaction Inquiry-Display Transaction Branch: Display transaction branch in the Transaction Inquiry screens.
• Access Restriction Validation for Joint Holder: Access restrictions are now validated when displaying Customer Panel, RD 360 and Deposit 360 details for both primary and joint holders.
• Mimic Sync flow for Servicing Screens: Branch users will now see the host system’s response immediately after approving or submitting a transaction for auto-approval. For auto-auth TD openings, the account number will also be displayed in the response.
• Account Number LOV-Closed Account Handling: The Deposit Account Number LOV is now restricted from fetching closed deposit accounts on screens where operations for closed deposit accounts are not allowed.
• Enhancements in Deposit 360 screen are as follows:
  • Amount Block widget: Enhanced the UI for a better user experience by displaying the total amount of all active amount blocks associated with the deposit account. Users can also manage amount blocks directly from the widget, improving visibility and ease of access.
  • Instrument Set widget: The existing Instruction Set widget UI has been enhanced to provide a better user experience. Multiple payout modes have been consolidated to simplify the presentation and improve usability.
  • Additional Customer Details: The Deposit 360 view now allows users to easily access complete account holder information, such as the joint holder's address, date of birth, and KYC status, through quick navigation to Customer 360.
• Enhancements in Payout Modification screen - The latest update introduces a modernized UI for the Deposit Payout Modification screen, featuring a simplified drawer layout for improved navigation.