1.4 Borrower Behavior Score using Pricing and Decision service

Oracle Banking Collections facilitates generation of behavior/risk score for each delinquent borrower account and updates the same against the account.

The key features of this functionality are:

• Integration with the Oracle Pricing and Decision Service engine.
• Ability to create a quantitative Scoring Model with feature (fact) available.
• Ability to generate the Borrower Behavior Score using the Quantitative Scoring Model.
• Ability to use the score as a fact to create segments and strategies.

Note:

Numeric data type facts can be used as features for the model.