| Contract Ref No |
Select the contract reference number from the option
list. The option list displays all the validcontract
reference numbers. |
| Customer No |
Select the borrower for whom the margin details have to
be maintained. The option list displays the borrowers
selected for the tranche. The margin details are applicable
to drawdowns processed for the selected customer. You can
also select the ALL option to
indicate that the margin details are applicable to all the
borrowers of the tranche.
|
| Component |
The option list displays the margin types of
Tranche basis, if the same is
applicable for the drawdown products selected for the
tranche. When you select the component, the description and
the component type are also displayed. You cannot amend
these details.
|
| Component Type |
This field defaults based on you maintenance in the
Margin – Definition screen.
For
more details on this screen, refer the section titled
Maintaining margin component details in the
Reference Information for Loan Syndication
chapter of this User Manual.
|
| Amount Type |
You can define the Slab/Tier structure either in terms of
amount or percentage of tranche utilization. Select the
appropriate option. |
| Dept Code |
Once the contract reference number is selected, the
system displays the applicable department code. |
| Branch Code |
Once the contract reference number is selected, the
system displays the applicable branch code. |
| Treasury Source |
Once the contract reference number is selected, the
system displays the applicable treasury source. |
| CCY |
Specify the currency details. |
| Currency Name |
The system displays the name of the currency
selected. |
| Effective Date |
You must also specify an effective date on and beyond
which the specified interest margin is valid in the system.
For each effective date, you have to maintain the Slab/Tier
structure in the Margin Details
section of the screen. Margin can also be maintained with an
effective date in the past. If you amend the margin between
the rate fixing date and the value date, the system will
re-pick the margin at the time of drawdown
initiation.
Capture the date in
DD-MMM-YYYY
format.
|
| From Amount/Percent |
You can maintain different Slab/Tier structures for each
effective date captured for the component. Depending on the
Amount Type you select, whether
Amount or Percent, the system displays zero as the
From Amount or From
Percent for the first Slab/Tier. For
subsequent slabs, the To Amount or
To Percent of the previous slab
is displayed.
|
| To Amount/Percent |
Capture the upper limit for the various Slabs/Tiers here.
For type Amount, the maximum limit
allowed is 999,999,999,999.99. The amount/percent specified
here becomes the From Amount/Percent
for the next Slab/Tier.
|
| Margin Rate |
Specify the rate applicable for each Slab/Tier. The rate
specified here is applicable on the tranche outstanding
amount which varies based on the utilization of the
tranche.
Use the navigation buttons - to move from one
margin component to another. For more details on
negative rate processing, refer the title
Maintaining Loans Parameters
Details in the chapter Bank
Parameters in Core Services User
Manual.
If base rate is negative or borrower margin
rate is negative then system does not allow user to
maintain participant margin. If user has captured
positive margin rate for borrower and participant then,
the system does not allow user to amend the margin rate
from positive to negative. Click
Ok button to save the details and
exit the screen.
|
