8 Proposal Review

This is a Checker stage in the work flow. In this stage, the senior member of the credit team reviews the application and verifies if it is as per the banks policies. The user will have the option to send the application back to the previous stages in case any additional information is required or if the proposal needs any modification. If all the conditions are satisfied, the proposal is sent to the approving authority for approval.

The following table provides high level overview about the Proposal Review stage.

Table 8-1 Proposal Review Stage

Information available for user	Activities that can be performed by user
View the party summary Liabilities requested and proposed Facilities requested and proposed Collateral Offered Covenants stipulated T&C stipulated Financials Rating Demographic details View the credit evaluation scores and details View the legal evaluation score and details View the risk evaluation score and details View Write up added in previous stages View comments added in previous stages	Review the following Liability details Facility details Covenants proposed T&C proposed Collateral Offered Add write up Send back the application if additional info required Submit application for approval

Proposal review process is similar to the proposal structuring process. Refer Proposal Structuring chapter for step-by-step instructions on reviewing the proposal.