3.1.3 Amendment Initiation - Configure Customer

Detailed information on the Configure Customer in the Amendment Initiation stage.

  1. To configure the party / child party, right click on the party / child party icon and click Configure. The following window is displayed.

    Figure 3-10 OFSS

    Party details such as Company details and KYC details

    Note:

    For existing party, Customer Profile menu is a read only module and modification to the field values is not allowed. You can configure the menus for Credit Amendment process in Business Process Maintenance.

    For information on fields in the Customer Profile page, refer the below table.

    Table 3-6 Customer Profile

    Fields/ Icons Description
    Company Details Enter / select the following details in the corresponding fields:
    • Registration Number
    • Company Name
    • Type Of Company
    • Geographical Spread
    • Place Of Incorporation
    • Incorporated Date
    • Established Date
    • RM Id
    • Company Website
    • Facebook URL
    • Twitter URL
    • Employee Strength
    • No. Of Years In Business
    • No. Of Companies in the Group
    • Country of Risk
    Is Blacklisted? Enable the Is Blacklisted? switch, if the company is blacklisted.
    Is KYC Compliant? Enable the Is KYC Compliant? switch, if the company is KYC Compliant.
    Last KYC Date. Click the calendar icon and select the Last KYC Date.
    Listed Company Enable the Listed Company switch, if the company is listed.
    Language Select the Language from the drop down list.
    Media Select the Media for transactions from the drop down list.

    Table 3-7 KYC Details

    Fields/ Icons Description
    Received Enable the Received switch, if KYC verification details are received for the customer.
    Verification Date Click the calendar icon and select the KYC Verification Date
    Effective Date Click the calendar icon and select the KYC Effective Date.
    Verification Method Type the KYC Verification Method. For example: Field verification.
    Save Click Save.
    Add To add the company address details, click the Address tab and then click the Add icon.
    The Address Details window is displayed.

    Figure 3-11 Address Details

    Address details such as Address type and Name

    Table 3-8 Address Details

    Fields/ Icons Description
    Received Type or select the following details in the corresponding fields:
    • Address Type
    • Name of the contact person
    • House/Building name
    • Street
    • Locality
    • Landmark
    • Area
    • City
    • State
    • Zip-Code
    • Country
    • Email Address
    • Phone Number
    Add Click Add Address details are added.
    Industry To add the industry details, click the Industry tab and select the required details.

    Note:

    To Edit, Delete or View the added Basic Info, Address, and Industry. click the hamburger icon in the required list item and select the required option.
    Customer Profile To view the organization’s business details, click the Customer Profile in menu and select Business sub-menu.

Financial Profile

  1. To configure organization’s financial details, Click Financial Profile in left menu. The Financial profile screen is displayed.

    Figure 3-12 Financial profile


    Description of Figure 3-12 follows
    Description of "Figure 3-12 Financial profile"

  2. Click the Add icon. The following window is displayed.

    Figure 3-13 Add Finacial Profile


    Description of Figure 3-13 follows
    Description of "Figure 3-13 Add Finacial Profile"

    For information on fields in the Financial Profile page, refer the below table.

    Table 3-9 Financial profile

    Fields/ Icons Description
    Year Specify the Year for which the organization’s financial details are to be added.
    Currency Search and select the Currency for the financial information.
    Add Click Add. Organization’s financial details are added.
    fields Specify the following details in the corresponding fields:
    • Balance Sheet Size
    • Operating Profit
    • Net Profit
    • Year Over Year Growth
    • Return On Investment
    • Return On Equity
    • Return On Asset
  3. To add financial documents, click Upload Financial Document.
    The Financial Documents window is displayed.

    Figure 3-14 Financial Documents


    Description of Figure 3-14 follows
    Description of "Figure 3-14 Financial Documents"

  4. Click respective tabs in the Financial Documents window, the user can Add the following documents by:
    • Balance Sheet
    • Profit & Loss Statement
    • Cash Flow Statement
    Upon clicking Add in any of the above tabs, the following window to upload documents is displayed.

    Figure 3-15 Balance Sheet Details


    Description of Figure 3-15 follows
    Description of "Figure 3-15 Balance Sheet Details"

    For information on fields in the Balance Sheet Details page, refer the below table.

    Table 3-10 Balance Sheet Details

    Fields/ Icons Description
    Period Select the Period for which the financial document is to be added.
    Quarter Select the Quarter for which the financial document is to be added.
    Drop files here or click to select In Drop files here or click to select section, drag and drop or click and upload the financial document.
    Add Click Add. Document is added.
    Chart view In the Financial Profile screen, click the Chart view icon to change the List view to Chart view.

    Note:

    To Edit, Delete or View the added Financial Profile. click the hamburger icon in the required list item and select the required option.

Projections

  1. Click Projections from the left menu and then click the Add icon, to configure projection details.
    The Projections window is displayed.

    Figure 3-16 Projections


    Description of Figure 3-16 follows
    Description of "Figure 3-16 Projections"

    For information on fields in the Projections page, refer the below table.

    Table 3-11 Projections

    Fields/ Icons Description
    Year Specify the Year for which the organization’s projection details are to be added.
    Currency Search and select the Currency for the projection details.
    Add Click Add. Organization’s projection details are added.
  2. Click Upload Projection Document to add projection documents.
    The Projection Documents window is displayed.

    Figure 3-17 Projection Documents


    Description of Figure 3-17 follows
    Description of "Figure 3-17 Projection Documents"

  3. In the Projection Documents window, the user can Add the following documents by clicking respective tabs.
    • Balance Sheet
    • Profit & Loss Statement
    • Cash Flow Statement
    Upon clicking Add in any of the above tabs, the following window to upload documents appears.

    Figure 3-18 Balance Sheet Details


    Description of Figure 3-18 follows
    Description of "Figure 3-18 Balance Sheet Details"

    For information on fields in the Balance Sheet Details page, refer the below table.

    Table 3-12 Balance Sheet Details

    Fields/ Icons Description
    Period Select the Period for which the projection document is to be added.
    Quarter Select the Quarter for which the projection document is to be added.
    Drop files here or click to select In Drop files here or click to select section, drag and drop or click and upload the projection document.
    Add Click Add. Document is added.
    Chart view In the Business Projection screen, click the Chart view icon to change the List view to Chart view.

    Note:

    To Edit, Delete or View the added Projections. click the hamburger icon in the required list item and select the required option.

Rating

  1. To add rating information of the customer, click Rating in the left menu.
  2. To configure stakeholders information, click Stakeholders in the left menu and click +Add Ratings.
    The Add Ratings window is displayed.

    Figure 3-19 Add Rating


    Description of Figure 3-19 follows
    Description of "Figure 3-19 Add Rating"

    For information on fields in the Add Ratings page, refer the below table.

    Table 3-13 Add Ratings

    Fields/ Icons Description
    Year Of Rating The Year Of Rating is automatically populated based on the selected Rating Date.
    Rating Date The Year Of Rating is automatically populated based on the selected Rating Date.
    Rated By Upon selecting the Rated By organization, the rating is added and displayed as shown below.
    rating: Select the following details of the rating:
    • Rating Date
    • Outlook
    • Risk Ratings
    • Rated By
    Upon selecting the Rated By organization, the rating is added and displayed as shown below.

    Figure 3-20 Customer Ratings


    Description of Figure 3-20 follows
    Description of "Figure 3-20 Customer Ratings"

    For information on fields in the Add Ratings page, refer the below table.

    Table 3-14 Add Ratings

    Fields/ Icons Description
    edit To modify the added rating, click the edit icon.
    delete To delete the added rating, click the delete icon.

Stakeholders

The user can add information about the following stakeholders by clicking the Stakeholders menu:

  • Auditors
  • Sponsors
  • Share holders
  • Directors
  • Management Team
  • Bankers
  • Guarantors
  • Customers
  • Suppliers

Figure 3-21 Sponsors

Stakeholder Sponsor details

  1. To add sponsor details, click Sponsors from the left menu and then click Add.
    The Sponsors window is displayed.

    Figure 3-22 Sponsors

    Sponsor details such as Promoter Type and Name

    For information on fields in the Sponsors page, refer the below table.

    Table 3-15 Sponsors

    Fields/ Icons Description
    individual If the sponsor is an individual, select or type the following sponsor details in the corresponding fields:
    • Promoter Type (select Individual option)
    • Name
    • Age
    • Experience Summary
    • Designation
    • Role
    • Stake Percentage
    • Associated Since
    • Education Qualifications
    entity If the sponsor is an entity, select or type the following sponsor details in the corresponding fields:
    • Promoter Type (select Corporate option)
    • Name
    • Stake Percentage
    Address Click and expand the Address details section.

    Figure 3-23 Sponsors

    Sponsors Address details such as Name and Street

    For information on fields in the Sponsors page, refer the below table.

    Table 3-16 Sponsors

    Fields/ Icons Description
    fields Type or select the following details in the corresponding fields:
    • House/Building name
    • Street
    • Locality
    • Landmark
    • Area
    • City
    • State
    • Zip-Code
    • Country
    • Email Address
    • Phone Number
    Add Click Add. Sponsor details are added.

    Note:

    To Edit, Delete or View the added Sponsors. click the hamburger icon in the required list item and select the required option.

    Note:

    For information on adding Share holders, Directors, Management Team, Bankers, Guarantors, Customers, and Suppliers detail, refer Economic Dependency Analysis User Manual.

Assets

  1. To add asset details, click Assets from the left menu and then click Add.
    The Assets window is displayed.

    Figure 3-24 Assets

    Assets details such as Name and Currency

    For information on fields in the Assets page, refer the below table.

    Table 3-17 Assets

    Fields/ Icons Description
    Name Type the Name of the Asset.
    Currency Search and select the Currency for the asset value.
    Value Specify the asset Value.
    Description Type the asset Description.
    Add Click Add. Asset details are added.

    Note:

    To Edit, Delete or View the added Assets. click the hamburger icon in the required list item and select the required option.

Customer Covenants

  1. To add covenant details, click Customer Covenants from the left menu. The following screen is displayed.

    Figure 3-25 Overview

    Add, Edit and Delete Options for Overview

Parent topic: Amendment Initiation - Customer Info