3.1.4 Amendment Initiation - Configure Customer - Covenant Details

Upon clicking add in the overview screen, The Covenant Details screen is displayed.
  1. Click the add icon.
    The Covenant Details window is displayed.

    Figure 3-26 Covenant Details


    Covenant Details

    For process Covenant Details, user can set up extra placeholder fields in the Maintenance screen. For more information on managing these placeholders, refer to the Maintenance User Manual.

    The system supports configuration of up to 20 fields each for the following data types:
    • Text
    • Numeric
    • Boolean
    • Date

    Each field type allows a minimum of 0 and a maximum of 20 fields per Covenant details, based on the requirements. These fields displays in the Covenant Details screen only if they are configured. If no additional fields are defined, the screen will display only the standard covenant details fields.

    For example, we maintained 20 additional fields each for text, numeric, boolean, and date.

    The Covenant Details screen displays.

    Figure 3-27 Covenant Details


    Covenant Details

    For information on fields in the Covenant Details page, refer the below table.

    Table 3-18 Covenant Details

    Fields/ Icons Description
    Covenant name, Covenant description To link existing covenant, click the search icon and select the Covenant code. Covenant name, Covenant description and Classification type are automatically populated.
    Click to add new covenant To create new covenant, click the Click to add new covenant link and type the following details:
    • Covenant code
    • Covenant name
    • Covenant description
    • Classification type
    Covenant details Click and expand the Covenant details section.

    Figure 3-28 Covenant Details


    Covenant Details

  2. Select / type the following in respective fields:
    • Covenant type
    • Covenant Sub Type
    • Notice Days
    • Revision Frequency
    • Revision Days
    • Start Date
    • End Date
    • Formula
    • Target Type
    • Covenant Check Condition
    • Target Value

    Note:

    Covenant details such as Covenant type, Covenant Sub Type, Revision Frequency, Revision days, Formula, Target Type, and Target Value are automatically populated based on the selected covenant.
  3. Click and expand the Others section.

    Figure 3-29 Others


    others

    For information on fields in the Others page, refer the below table.

    Table 3-19 Others

    Field/Icon Description
    Compliance Status Select the Compliance Status.
    Waiver Status Select the Waiver Status.
    Last Check Value Enter the Last Check Value.
    Deferred due date Click the calendar icon and select the Deferred due date.
  4. To capture the monitoring information for the covenant, click and expand the Monitoring Information Details section.

    Figure 3-30 Monitoring Information


    Monitoring Information

    For information on fields in the Monitoring Information Details page, refer the below table.

    Table 3-20 Monitoring Information Details

    Field/Icon Description
    monitoring information Select the monitoring information.
    Save Click Save. Covenant details are added.

    Note:

    For information about filter, add, edit, delete, and layout options, refer any section in Proposal Initiation Chapter.

Customer Terms & Conditions

  1. To configure terms and conditions for the customer, click Customer Terms & Condition in the left menu and then click Add.
    The Add Terms and Conditions window is displayed.

    Figure 3-31 Add Terms and Conditions

    Add Terms and Conditions Details such as Condition Code and Condition Description

    For information on fields in the Add Terms and Conditions page, refer the below table.

    Table 3-21 Add Terms and Conditions

    Fields/ Icons Description
    Condition Code Search and select the Condition Code. Terms and Conditions maintained in the Maintenance module are displayed in the LOV.
    Condition Description Upon selecting the Condition Code, Condition Description, Terms & Conditions, and T&C Type maintained for the condition code get defaulted.
    Terms & Conditions To modify the terms and conditions specific to customer / facility, edit the required text in the Terms & Conditions text box.
    Compliance Status Select the Compliance Status of terms and conditions. The options available are Met and Breached.
    Compliance Remarks Specify the Compliance Remarks.
    Customer Linkage Enable the Customer Linkage flag.
    Create Click Create. Terms and conditions are linked to the customer and displayed in the Terms and Conditions tab.
    Edit To edit the added terms and conditions, select the terms and conditions record and click the Edit icon.
    Delete To delete the added terms and conditions, select the terms and conditions record and click the Delete icon.
    D To link documents related to terms and conditions, select the required terms and conditions record and click the D icon.
    V To view a particular terms and conditions, select the required terms and conditions record and click the V icon.

    Note:

    In case of linking the terms and conditions with facility, instead of enabling the Customer Linkage flag, select the required facilities from the facility table.

    Note:

    For information about filter, edit, delete, and layout options, refer any section in Proposal Initiation Chapter.

Exposures

Country Exposure and Currency Exposure

  1. To add the exposure details of the entity, click Exposures in the left menu. The Country Exposure and Currency Exposure sub-menus are displayed.
  2. Upon clicking Country Exposure, the Country Dependency Details window is displayed.".

    Figure 3-32 Country Dependency Details

    Country Dependency Details such as Country and Currency
  3. Search and select the Country and its Currency.

Country Wise Data

Table 3-22 Country Wise Data

Fields/Icon Description
Sales Specify the amount of Sales recorded in the selected country.
Purchase Specify the amount of Purchase made from the selected country.
Investments Specify the amount of Investments made in the selected country.
Loans Specify the amount of Loans received from the selected country.
Deposits Specify the amount of Deposits made in the selected country.

Figure 3-33 Country Wise Business Operations

Country Wise Business Operations such as Market Share Percentage and Presence for Years

For information on fields in the Country Wise Business Operations page, refer the below table.

Table 3-23 Country Wise Business Operations

Fields/ Icons Description
Market Share Percentage Specify the entity’s Market Share Percentage in selected country.
Presence for Years Specify the entity’s Presence for Years in selected county.
Major Products Sold Specify the Major Products Sold by the entity in the selected country.
Associated Since Specify the date on which association between entity and selected country is established in the Associated Since field.
Sales Breakup

In this section, the user must add details of all the entity’s customers in the selected country.

Figure 3-34 Sales Breakup

Add, Edit Delete Options for Sales Breakup

  1. Click the add icon.
    The Sales Breakup window is displayed.

    Figure 3-35 Sales Breakup

    Sales Breakup details such as Customer and Sales Amount

    For information on fields in the Sales Breakup page, refer the below table.

    Table 3-24 Sales Breakup

    Fields/ Icons Description.
    Customer Specify the Customer of the entity.
    Sales Amount Specify the Sales Amount recorded for the specified customer.
    Percentage of Total Sales Specify the Percentage of Total Sales recorded for the specified customer.
    Major Product Sold Specify the Major Product Sold to the specified customer.
    Debtor Days Specify the Debtor Days for the specified customer.
    Associated Since In the Associated Since field, search and select the date on which association between the entity and its customer is established.
    Save Click Save. Sales breakup is added and displayed in the Sales Breakup section.
    edit To edit or delete the added sales breakup, select the record and click the respective icon.

Purchase Breakup

In this section, the user must capture details of all the entity’s suppliers in the selected country.

  1. Click the add icon.
    The Purchase Breakup window is displayed.

    Figure 3-36 Purchase Breakup

    Purchase Breakup details such as Supplier and Purchase Amount

    For information on fields in the Purchase Breakup page, refer the below table.

    Table 3-25 Purchase Breakup

    Fields/ Icons Description.
    Supplier Specify the name of Supplier.
    Purchase Amount In the Purchase Amount field, specify the amount of products / services purchased by the entity from the supplier.
    Percentage of Total Purchases Specify the Percentage of Total Purchases from the supplier.
    Major Product Bought Specify the Major Product Bought by the entity from the supplier.
    Creditor Days Specify the Creditor Days for the supplier.
    Associated Since In the Associated Since field, search and select the date on which association between the entity and its supplier is established.
    Save Click Save. Purchase breakup is added and displayed in the Purchase Breakup section.
    edit or delete To edit or delete the added purchase breakup, select the record and click the respective icon.
    Save In the Country Dependency Details window, click Save.

    The details are added and displayed as shown below.

    Figure 3-37 Exposure

    Add, Edit Delete Options for Exposure

    For information on fields in the Exposure page, refer the below table.

    Table 3-26 Exposure

    Fields/ Icons Description
    Edit, Delete To Edit, Delete or View the added country dependency details, select the record and click the respective icon or click the hamburger icon and select the required option.
    Currency Exposure To capture the currency dependency details, click the Currency Exposure submenu.
    The Currency Dependency Details window is displayed.

    Figure 3-38 Currency Dependency Details

    Currency Dependency Details such as Currency and Currency details
  2. Search and select the Currency.

    For information on fields in the Currency details page, refer the below table.

    Table 3-27 Currency details

    Fields/Icons Description
    Sales Amount Specify your customer's Sales Amount in the selected currency.
    Sales Percentage Specify your customer's Sales Percentage with respect to the selected currency.
    Purchase Amount Specify your customer's Purchase Amount in the selected currency.
    Purchase Percentage Specify your customer's Purchase Percentage with respect to the selected currency.
    Loan Amount Specify the Loan Amount availed by your customer in the selected currency.
    Loan Percentage Specify your customer's Loan Percentage with respect to the selected currency.
    Investment Amount Specify your customer's Investment Amount in the selected currency.
    Investment Amount Specify your customer's Investment Percentage with respect to the selected currency.
    Investment Amount In the Deposit Amount field, specify the amount deposited by your customer in the selected currency.
    Deposit Percentage In the Deposit Percentage field, specify the percentage of amount deposited by your customer in the selected currency.
    Hedging Details

    Figure 3-39 Hedging Details

    Hedging Details such as Credit Outstanding and Debit Outstanding

    For information on fields in the Hedging Details page, refer the below table.

    Table 3-28 Hedging Details

    Fields/ Icons Description
    Credit Outstanding Specify the Credit Outstanding amount in the selected currency.
    Debit Outstanding Specify the Debit Outstanding amount in the selected currency.
    Variance Upon entering the Credit and Debit Outstanding amounts, the system calculates and displays the Variance.
    Hedging required Enable the Hedging required switch, if hedging analysis is required.
    Future Currency Requirement - Loan Repayment

    Figure 3-40 Future Currency Requirement - Loan Repayment

    Future Currency Requirement Loan Repayment

    For information on fields in the Future Currency Requirement - Loan Repayment page, refer the below table.

    Table 3-29 Future Currency Requirement - Loan Repayment

    Fields/ Icons Description
    Outstanding Loan Amount Specify your customer's Outstanding Loan Amount in selected currency.
    Repayment in current year In the Repayment in current year field, specify the loan amount to be repaid in the current year.
    Repayment in Next 3 Years In the Repayment in Next 3 Years field, specify the loan amount to be repaid in next three years.
    Future Currency Requirement - Creditor Payment

    Figure 3-41 Future Currency Requirement - Creditor Payment

    Pie chart for Future Currency Requirement Creditor payment

    For information on fields in the Future Currency Requirement - Creditor Payment page, refer the below table.

    Table 3-30 Future Currency Requirement - Creditor Payment

    Fields/ Icons Description
    Outstanding Amount Specify the Outstanding Amount to be paid by your customer to their creditor in selected currency.
    0-30 days Specify the outstanding amount to be paid in 0-30 days.
    30-60 days Specify the outstanding amount to be paid in 30-60 days.
    60-90 days Specify the outstanding amount to be paid in 60-90 days.
    90-120 days Specify the outstanding amount to be paid in 90-120 days.
    120-150 days Specify the outstanding amount to be paid in 120-150 days.
    150-180 days Specify the outstanding amount to be paid in 150-180 days.
    More than 180 days Specify the outstanding amount to be paid after 180 days in the More than 180 days field.
    Future currency credit - Debtor payment

    Figure 3-42 Future currency credit - Debtor payment

    Pie chart for Future currency credit - Debtor payment

    For information on fields in the Future currency credit - Debtor payment page, refer the below table.

    Table 3-31 Future currency credit - Debtor payment

    Fields/ Icons Description
    Outstanding Amount Specify the Outstanding Amount to be paid by your customer’s debtor in the selected currency.
    0-30 days Specify the outstanding amount to be received in 0-30 days.
    30-60 days Specify the outstanding amount to be received in 30-60 days
    60-90 days. Specify the outstanding amount to be received in 60-90 days.
    90-120 days Specify the outstanding amount to be received in 90-120 days.
    120-150 days. Specify the outstanding amount to be received in 120-150 days.
    150-180 days Specify the outstanding amount to be received in 150-180 days.
    More than 180 days Specify the outstanding amount to be received after 180 days in the More than 180 days field.
    Future Currency Credit - Interests

    Figure 3-43 Future Currency Credit - Interests

    Future Currency Credit - Interests details such as Investment amount interests and Interest expected in current year

    For information on fields in the Future currency credit - Interests page, refer the below table.

    Table 3-32 Future Currency Credit - Interests

    Fields/ Icons Description
    Investment amount interests In the Investment amount interests field, specify the interest to be received for the amount invested in selected currency.
    Interest expected in current year In the Interest expected in current year field, specify the interest to be received in the Current year.
    Interest expected in next 3 years In the Interest expected in next 3 years field, specify the interest to be received in the next 3 Years.
    Save Click Save in the Currency Dependency Details window. The details are saved and displayed in Currency Dependency Details page.
    Edit, Delete and View To Edit, Delete and View the added currency exposure details, select the record and click the respective icons or click the hamburger icon and select the corresponding option.
    Ok Click Ok in the Party Details window.
    Next To go to the next page, click Next in the Customer Info page.

Parent topic: Amendment Initiation - Customer Info