10 Draft Generation

This topic provides systematic instructions about the Draft Generation of the Credit Amendment.

In this stage, the user generates the required documentation finalizing the amendment proposal and sends to the customer for his review/acceptance.

The following table provides a high level overview about the Draft Generation stage.

Information Available for User

Activities that can be performed by user

Customer summary Customer group Structure Liability details, Facility details Other bank facilities Group wise exposure Connected party details Facility over utilized, Facility overdue Breached covenants Breached T&C, Existing Collateral details Existing covenants and T&C Amendment summary Details about changes related to facilities, collateral, covenants and T&C Comments added in previous stages Credit evaluation scores and details Legal evaluation score and details Risk evaluation score and details Write up added in previous stages Comments added in previous stages

Mention the recipient details of the draft Generate and send the draft

To generate draft for the amendment proposal, perform the following steps:

1. On Home screen, select Tasks. Under Tasks, select Free Tasks.
   The Free Task page is displayed.

   Figure 10-1 Free Task

   
   

   
   Description of "Figure 10-1 Free Task"

   
   
2. Click Acquire & Edit the required draft generation task.
   The Draft Generation - Customer Summary page is displayed.

   Figure 10-2 Draft Generation - Customer Summary

   

   Note:

   Refer Credit 360 User Manual for information on actions that can be performed in the Customer Summary page.
3. Click Next in the Customer Summary page.
   The Amendment Summary page is displayed.

   Figure 10-3 Amendment Summary

   

   Note:

   Refer Amendment Enrichment - Amendment Summary for information on actions that can be performed in the Amendment Summary page.

   In Draft Generation stage, the amendment proposal can be only viewed and cannot be modified.

4. Click Next in the Amendment Summary page.
   The Draft Generation page displayed.

   Figure 10-4 Draft Generation

   
5. Click Generate Document. The Draft Generation Details window is displayed.

   Figure 10-5 Draft Generation Details

   

   For information on fields in the Draft Generation Details page, refer the below table.

   Table 10-1 Draft Generation Details

   Fields	Description
   E-mail To	In E-mail To field, type the E-mail address to which the proposal draft has to be sent.
   E-mail CC	In E-mail CC field, type the E-mail address which has to be in CC of draft proposal mail.
   Subject	In Subject field, type the mail subject.
   Generate	Click Generate. Proposal draft configured in the system is sent to the mail ID mentioned in E-Mail To field.

   Figure 10-6 Draft Generation

   

   For information on fields in the Draft Generation page, refer the below table.

   Table 10-2 Draft Generation Details

   Fields	Description
   View Document	To view the generated draft document, click View Document.
   Download Document	To download the generated draft document, click Download Document.

6. After generating proposal draft, click Next.
   The Comments page is displayed.

   Figure 10-7 Comments

   
   

   
   Description of "Figure 10-7 Comments"

   
   
7. Post the Comments for the overall draft generation task. Posted comment is displayed below the Comments box.
8. Click Submit.
   The Policy exceptions window is displayed.

   Figure 10-8 Policy exceptions

   
   

   
   Description of "Figure 10-8 Policy exceptions"

   
   

   By default, policy exceptions are displayed for both the party and the child parties.

9. To view the policy exception detail specific to party or child party, select the party from the drop down list at top left corner.
10. Click the Checklist data segment.

    Figure 10-9 Checklist

    
    

    
    Description of "Figure 10-9 Checklist"

    
    

    For information on fields in the Checklist page, refer the below table.

    Table 10-3 Checklist

    Fields	Description
    Outcome	Select the Outcome as PROCEED, if additional information is not required. Otherwise select the Outcome as Additional Info.
    Submit	Click Submit. The draft proposal is sent to the mentioned Email ID and proposal is sent to the Customer Acceptance stage.

    Note:

    Write Up data segment appears, if the data segment is enabled in the Maintenance module. For information on Write up data segment, refer Amendment Initiation chapter.