4.2 Internal Valuation

This topic provides systematic instructions about Procedure to add internal valuation details.

Click Next in the Valuation - Collateral Summary screen, the Internal Valuation data segment is displayed.

Figure 4-3 Valuation - Internal Valuation

Description of "Figure 4-3 Valuation - Internal Valuation"

1. Click the action icon in the required collateral record and select Edit.
   The Valuation - Configure - Collateral Type screen is displayed based on the selected collateral.

   Figure 4-4 Valuation - Configure - Vehicle

   
   

   
   Description of "Figure 4-4 Valuation - Configure - Vehicle"

   
   

   For information on the Vehicle, Covenants, and Documents menus, refer the Enrichment chapter.

2. Click Next and navigate to Internal Valuation menu.

   Figure 4-5 Valuation - Configure - Internal Valuation

   
   

   
   Description of "Figure 4-5 Valuation - Configure - Internal Valuation"

   
   
3. Specify the internal valuation details.
   For more information on fields, refer to the field description table below.

   Table 4-1 Valuation - Configure - Internal Valuation - Field Description

   Field	Description
   Valuation Date	Specify the date on which internal valuation is performed.
   Valuation Team	Specify the name of team which performed internal valuation for the collateral.
   Valuation Amount	Specify the collateral Valuation Amount.
   Category Haircut	Specify the market haircut for the selected collateral category.
   Bank Haircut	Specify the Bank Haircut for the selected collateral category.
   Market Value	The collateral Valuation Amount is reduced to the extent of mentioned Category Haircut and displayed.
   Bank Value	The collateral Valuation Amount is reduced to the extent of mentioned Bank Haircut and displayed.
   Valuation Expiry Date	Specify the date till which the internal valuation is valid.
   Valuer Remarks	Specify the Valuer Remarks for the collateral.

4. Click Next.
   The Valuation - Configure - Questionnaire Evaluation screen is displayed.

   Figure 4-6 Valuation - Configure - Questionnaire Evaluation

   
   

   
   Description of "Figure 4-6 Valuation - Configure - Questionnaire Evaluation"

   
   

   Note:

   In the above screen, the questionnaire linked to the Valuation stage in Business Process configuration are displayed. You can manage the questionnaire process linkage in Maintenance module.

   For information on Questionnaire Evaluation, refer Legal Opinion chapter.

5. After performing all the evaluation, click Submit.