4 Valuation

This topic provides detailed information about the Valuation stage in Collateral Evaluation process.

In general, banks review the following details to valuate the collateral and determine the final valuation amount.

• Collateral and its documents
• Market value of the collateral
• Trends of margin for similar collateral
• Trends of the valuation of similar collateral

In this stage, the Credit Officer or the user authorized to edit the Valuation task must capture the internal valuation details collected as part of internal valuation.

The following data segments are available in the Valuation stage:

• Collateral Summary
• Internal Valuation
• Comments

• Collateral Summary
  This topic describes information about the Collateral Summary data segment in the Valuation stage.
• Internal Valuation
  This topic provides systematic instructions about Procedure to add internal valuation details.
• Comments
  This topic providees systematic instructions about the Comments data segment in the Valuation stage.