3.19 Financial Analysis

This tile allows you to perform financial analysis and check the customer’s financial status for a particular year. For this, you must upload the following financial documents: ‘Balance Sheet’, ‘Profit & Loss Statement’ and ‘Cash Flow Statement’ to the system.

Refer Uploading Financial Documents chapter for information on uploading the financial documents.

1. Click Enrich in the Financial Analysis tile.
   The Financial Analysis screen is displayed.

   Figure 3-186 Financial Analysis

   
   Description of "Figure 3-186 Financial Analysis"
2. Select the Period and Quarter for which you want to view the customer’s financial performance. The system displays the financial Value derived from the customer’s financial documents along with the bank’s Ratio, Benchmark and Variance for the following elements: Liquidity, Efficiency, Solvency, and Profitability.

   Figure 3-187 Liquidity

   
   Description of "Figure 3-187 Liquidity"
3. Click Next Category and view the financial value and score for other elements.

   For information on fields in the Liquidity screen, refer the below table.

   Table 3-96 Liquidity

   Fields/ Icons	Description
   T	To perform Trend Analysis for an element, click the T icon in Trend Analysis column.
   P	To perform Peer Analysis for an element, click the P icon in Peer Analysis column.

4. After performing financial analysis, click Next.
   The Comments screen is displayed.

   Figure 3-188 Comments

   
   Description of "Figure 3-188 Comments"