4.1 Policy Definition Configuration

  1. Terms And Conditions
  2. To capture business recommendations for the terms and conditions, click Terms And Conditions from the left menu.

    Figure 4-8 Customer Terms And Conditions


    Description of Figure 4-8 follows
    Description of "Figure 4-8 Customer Terms And Conditions"

  3. Select the required terms and conditions and then click Edit icon. Terms And Conditions window is displayed.

    Figure 4-9 Terms And Conditions


    Description of Figure 4-9 follows
    Description of "Figure 4-9 Terms And Conditions"

    Figure 4-10 Terms And Conditions


    Description of Figure 4-10 follows
    Description of "Figure 4-10 Terms And Conditions"

    For information on fields in the Terms And Conditions screen, refer the below table.

    Table 4-2 Terms And Conditions

    Fields/Icons Description
    Business Recommendations View the details and enter Business Recommendations.
    Save Click Save, to save the details.
    Customer Covenants To capture business recommendations for Customer Covenants, click Customer Covenants from the left menu.
  4. Select the required customer covenant and then click Edit icon. Covenant Details window is displayed.

    Figure 4-11 Covenant Details


    Description of Figure 4-11 follows
    Description of "Figure 4-11 Covenant Details"

    For information on fields in the Covenant Details screen, refer the below table.

    Table 4-3 Covenant Details

    Fields/Icons Description
    Business Recommendations View the details and enter Business Recommendations.
    Save Click Save, to save the details.
  5. Click Customer Documents from the left menu.

    Figure 4-12 Customer Documents


    Description of Figure 4-12 follows
    Description of "Figure 4-12 Customer Documents"

    In Customer Documents window, either new customer document details can be added or the already added customer document details can be viewed.

    For information on fields in the Customer Documents screen, refer the below table.

    Table 4-4 Customer Documents

    Fields/Icons Description
    Add To add new document details, click + icon.
    View To View the document details, select the detail and then click View icon.
    Facility Category To capture business recommendation for the Facility Category, click Facility Category from the left menu.
  6. Select the Facility Category and then click Edit icon. Facility Category window is displayed.

    Figure 4-13 Facility Category


    Description of Figure 4-13 follows
    Description of "Figure 4-13 Facility Category"

    For information on fields in the Facility Category screen, refer the below table.

    Table 4-5 Facility Category

    Fields/Icons Description
    Business Recommendations View the details and enter Business Recommendations.
    Save Click Save, to save the details.
    Collateral To capture business recommendations for the collateral, click Collateral from the left menu.
  7. Select the required collateral details and then click the Edit icon. Collateral Details window is displayed.

    Figure 4-14 Collateral Details


    Description of Figure 4-14 follows
    Description of "Figure 4-14 Collateral Details"

    For information on fields in the Collateral Details screen, refer the below table.

    Table 4-6 Collateral Details

    Fields/Icons Description
    Business Recommendations View the details and enter Business Recommendations.
    Save Click Save.
  8. To capture business recommendations for the minimum eligibility criteria, click Minimum Eligibility Criteria from the left menu. Vintage window is displayed.

    Figure 4-15 Vintage


    Description of Figure 4-15 follows
    Description of "Figure 4-15 Vintage"

    For information on fields in the Minimum Eligibility Criteria screen, refer the below table.

    Table 4-7 Minimum Eligibility Criteria

    Fields/Icons Description
    Business Recommendations View the details and enter Business Recommendations.
    Save Click Save and then click Submit.
    Ratings & Gradings To capture business recommendations for Ratings & Gradings, click right arrow at the top right corner. Ratings & Grading window is displayed.

    Figure 4-16 Ratings and Grading


    Description of Figure 4-16 follows
    Description of "Figure 4-16 Ratings and Grading"

  9. View the details in Ratings & Grading.
  10. To view Legal Status, click right arrow at the top right corner. Legal Status window is displayed.

    Figure 4-17 Legal Status


    Description of Figure 4-17 follows
    Description of "Figure 4-17 Legal Status"

    Note: Business Recommendation remark is captured only in Legal Status screen and in Vintage and Rating & Grading screens remarks cannot be captured you can only view the screens.

  11. To view Policy Summary, click Next in Policy Definition page.

    Figure 4-18 Business Recommendation_Policy Summary


    Description of Figure 4-18 follows
    Description of "Figure 4-18 Business Recommendation_Policy Summary"

    Figure 4-19 Business Recommendation_Policy Summary


    Description of Figure 4-19 follows
    Description of "Figure 4-19 Business Recommendation_Policy Summary"

    Figure 4-20 Policy Summary


    Description of Figure 4-20 follows
    Description of "Figure 4-20 Policy Summary"

    Figure 4-21 Policy Summary


    Description of Figure 4-21 follows
    Description of "Figure 4-21 Policy Summary"

    For information on fields in the Policy Definition screen, refer the below table.

    Table 4-8 Policy Definition

    Fields/Icons Description
    Go Select the sector, industry group, industry and sub - industry and then click Go. Policy Summary is displayed.
    Policy Summary View the Policy Summary and click Next after verifying all the details.
    Back To modify the necessary details, click Back.
    Cancel To cancel the policy definition process, click Cancel.
    Save & Close To save the entered details and close the process, click Save & Close.
    Click Next button in Policy Summary page, Comments page is displayed.

    Figure 4-22 Business Recommendation_Comments


    Description of Figure 4-22 follows
    Description of "Figure 4-22 Business Recommendation_Comments"

    For information on fields in the Comments screen, refer the below table.

    Table 4-9 Comments

    Fields/Icons Description
    Post Post the Comments for this stage. Posted comments appear at the bottom of the Comments box.
    Submit Click Submit. Checklist related to the policy definition process is displayed.

    Figure 4-23 Checklist


    Description of Figure 4-23 follows
    Description of "Figure 4-23 Checklist"

    For information on fields in the Checklist screen, refer the below table.

    Table 4-10 Checklist

    Fields/Icons Description
    Outcome Select the Outcome. The options available are:
    • Proceed
    • Additional Info

    If Proceed is selected as Outcome, the policy is moved to the Credit Approval stage.

    If Additional Info is selected as Outcome, the policy is moved back to the Policy Initiation stage. The Policy Manager has to modify the policy details and submit it again for Business Recommendation stage.

Parent topic: Business Recommendation