2 About Credit Proposal Evaluation Restructuring

This topic describes about Credit Proposal Evaluation Restructuring Stage in Simplified Credit Proposal Evaluation Restructuring Process.

Credit Proposal Evaluation Restructuring is the process of re-evaluating the credit proposal based on the request from the customer. This process can be initiated to re-evaluate and reset the limit set for the customer, if the proposal is not accepted by the customer. If the Outcome of CPER process is Proceed, then the banker can initiate Simplified Credit Proposal Handoff Process (CPHP) to handoff the proposal to the back office system.

The following flow diagram illustrates the process for restructuring the evaluated credit proposal:

Figure 2-1 flow diagram