2 SME CP Initiation Process

This topic describes the systematic instructions for SME CP Initiation.

The small and medium enterprise (SME) credit initiation process consists of the following stages:
  • Enrichment
  • Proposal Structuring
  • Proposal Approval
  • Draft Generation
  • Customer Acceptance
  • Manual Retry
  • Awaiting Confirmation

SME CP Initiation

  1. On Home screen, click Credit Facilities, under Credit Facilities, click on Corporate, under Corporate, click on SME CP Initiation.
    The SME CP Initiation screen displays.

    Figure 2-1 SME CP Initiation


    Description of Figure 2-1 follows
    Description of "Figure 2-1 SME CP Initiation "

Application priority

  1. Select the Application Priority based on the party requirement.

    The options available are:

    • Low
    • Medium
    • High

    Note:

    Application Branch field is displayed by default.

Customer Details

  1. Select the Customer type.
    The options available are:
    • New
    • Existing

    Note:

    The fields marked as Required are mandatory.
    For more information on fields, refer to the field description table.

    Table 2-1 Organization Details

    Fields Description
    Organization Name Specify the Organization Name.
    Legal Entity Type Specify the Legal Entity Type. The options available are:
    • Pvt Ltd
    • Govt Owned
    • Foreign Bodies
    • Others
    • Trusts
    • Public Ltd
    Customer Category Click Search icon and select Customer Category. The options available are:
    • FI
    • BANK
    • SME
    • C
    Classification Type Specify the Classification Type. The options available are:
    • Micro
    • Small
    • Medium
    Branch Code Branch Code is displayed by default.
    Upload Logo Click Upload Logo, to upload the company logo file.
    Customer Access Group Click Search icon and select Customer Access Group.

Industries

  1. To capture the line of business of the party, click + icon.
    The Add Industry screen is displayed.

    Figure 2-2 Add Industry


    Description of Figure 2-2 follows
    Description of "Figure 2-2 Add Industry"

    For more information on fields, refer to the field description table.

    Table 2-2 Add Industry

    Fields Description
    Sector Select Sector of the party.
    Industry Group Available industry group under Sector will appear. Select Industry Group appropriate for the party.
    Industry Available industries under industry group appears. Select Industry appropriate for the party.
    Sub Industry Available sub-industries under industries appears. Select Sub Industry appropriate for the party.
    Delete Click Delete, if you need to delete the industry details.

Credit Rating

  1. To capture rating information of the party, click + icon.
    The Add Rating screen displays.

    Figure 2-3 Add Rating


    Description of Figure 2-3 follows
    Description of "Figure 2-3 Add Rating"

    For more information on fields, refer to the field description table.

    Table 2-3 Credit Rating

    Fields Description
    Rating Date Select Rating Date. The date when the rating was done by the rating agency.
    Outlook Select Outlook. The outlook given by the rating agency. The available options are:
    • Positive
    • Neutral
    • Negative
    Year Of Rating Year Of Rating is automatically populated based on the selected Rating Date.
    Rated By Select Rated By. The rating agency name.
    Delete Click Delete, to delete the added rating

Social Media Profiles

  1. Specify the Social Media Profiles.
    For more information on fields, refer to the field description table.

    Table 2-4 Social Media Profiles

    Fields Description
    Official Website Specify the Official Website.
    Facebook Specify the Facebook ID.
    Twitter Specify the Twitter ID.

    Cancel, Submit and Submit and enrich

    For more information on fields, refer to the field description table.

    Table 2-5 Cancel, Submit and Submit and enrich

    Fields/ Icons Description
    Cancel If user clicks Cancel, the application will not be initiated and the proposal is canceled.
    Submit If user clicks Submit, a task will be created in the next stage and stored in Free Task.
    Submit and enrich If user clicks Submit and enrich, it will be directly take to the next stage of the application.