Kick Off Page

This describes the product application process that you need to fill out to apply for the product.

This page provides information pertaining to the application that you are required to fill out in order to apply for the product. The information will cover the eligibility criteria you as well as any joint applicant are required to meet in order to apply for the product and the documents that can serve as various proofs including ID proof, address proof etc. This page also provides the means by way of which you can proceed with the application form – as an existing customer of the bank or as a guest who has no current relationship with the bank.

In case the product you have selected, allows for joint applications, this page will also provide the option by way of which you can add a joint account. The eligibility criteria will reflect the conditions that both you, as the primary applicant, as well as the joint applicant, will need to meet in order to be able to apply for the account.

If you are an existing customer of the bank with online access, you can select the option provided and continue to log in using your online banking credentials. In this case, you will be required to only specify information pertaining to the account. Information related to your personal details, etc will not be required to be entered as it is already available with the bank.

If you are new to the bank, you will be required to furnish all information including information pertaining to your personal details and will also be provided with the option to complete online KYC. You will also be required to upload mandatory documents such as ID proof, proof of employment etc. to support your application. If applying with a joint applicant, you will also be required to specify personal and other details, as required, of the joint applicant.

Note:

In case of Joint Applications, Oracle Banking Digital Experience only supports two applicants to apply i.e. the primary applicant along with one joint applicant.

1. Perform any of the following actions:
   1. From the Product Listing page, click Apply Now proceed to the application form for that specific product.
   2. From the Product Details page, click Apply Now proceed to the application form for that specific product.
   3. From the Product Comparison page, click Apply Now proceed to the application form for that specific product.
   4. On Compare Products screen, click Apply Now against any product to apply for that product and proceed to the application form for that specific product.
   The Kick Off screen is displayed.

   Figure 1-5 Kick Off page

   
   

   
   Description of "Figure 1-5 Kick Off page"

   
   

   For more information on fields, refer to the field description table.

   Table 1-4 Kick Off page - Field Description

   Field Name	Description
   How would you like to apply for this loan?	Select the type of account. The options are: By myself - If this option is selected, on clicking on the Apply Now button, the application form that loads will be specific to a single applicant. With a joint applicant - If this option is selected, on clicking on the Apply Now button the application form will contain sections in which you can specify the information both the joint applicant as well. This field is enabled only if the product being applied for supports joint applications.
   I am an existing customer with online banking access	Select this check-box if you (the primary applicant) are an existing online customer of the bank.

2. Applicable only if the product supports joint accounts – Under the How would you like to apply for this loan? field, select the desired option.
   1. If you select the option By myself, on clicking on the Apply Now button, the application form that loads will contain the sections to capture information of the loan as well as that of a single applicant.
   2. If you select the option With a joint applicant, the application form that loads with contain sections to capture information pertaining to the loan as well as that of the primary and joint applicants.
3. Click View List link.
   An overlay window on which the list of documents required to support the application for the selected product, will be listed.
4. Click View Privacy Policy link to view the privacy policy of the bank on a new tab within the same browser window.
5. Click the Apply Now button –
   1. The application form is loaded starting with the first step viz the Mobile Number Verification page.
   2. After having selected the I am an existing customer with online banking access check-box.
      The Login screen is displayed.

   For more information on the application of an existing online banking customer, view the Existing Online Banking Customer section.