1.4 Initiate Application Kick Off

This topic describes the product application process that you need to fill out to apply for the product.

This page provides information pertaining to the application that you are required to fill out in order to apply for the product. The information will cover the eligibility criteria you are required to meet in order to apply for the product and the documents that can serve as various proofs including ID proof, address proof etc. This page also provides the means by way of which you can proceed with the application form – as an existing customer of the bank or as a guest who has no current relationship with the bank.

In case the product you have selected, allows for joint applications, this page will also provide the option by way of which you can choose to apply for a single account or joint account. In case you select the option to apply jointly, the eligibility criteria will reflect the conditions that both you, as the primary applicant, as well as the joint applicant, will need to meet in order to be able to apply for the account.

If you are an existing online banking customer of the bank, you can select the provided option and proceed to Login with your online banking credentials. In this case, you will be required to only specify information pertaining to the account. Information related to your personal details, etc will not be required to be entered as it is already available with the bank.

On the other hand, if you are new to the bank, you will be required to furnish all information including information pertaining to your personal details and will also be provided with the option to complete online KYC. You will also be required to upload mandatory documents such as ID proof, proof of employment etc. to support your application.

1. In case of Joint Applications, OBDX only supports two applicants to apply i.e. the primary applicant along with one joint applicant.
2. At present, joint online applications only support the case where both the primary and the joint applicants are prospects i.e. new to the bank.

1. On Compare Products screen, click Apply against any product to apply for that product and proceed to the application form for that specific product.
   The Kick Off screen is displayed.

   Figure 1-5 Kick Off page – Single Account Application

   
   

   
   Description of "Figure 1-5 Kick Off page – Single Account Application"

   
   

   Figure 1-6 Kick Off page – Joint Account Application

   
   

   
   Description of "Figure 1-6 Kick Off page – Joint Account Application"

   
   

   Note:

   The fields which are marked as Required are mandatory.

   For more information on fields, refer to the field description table.

   Table 1-4 Kick Off page - Field Description

   Field Name	Description
   I want to open	Select the type of account. The options are: A single account - If the A Single Account option is selected, clicking the Apply Now button initiates the application process accordingly. A joint account - If the A Joint Account option is selected, clicking the Apply Now button loads the application form specific to a joint account. This field is enabled only if the product being applied for supports joint applications.
   I am a Futura Bank online banking customer	Select this check-box if you are an existing online customer of the bank. This check-box will be worded as such in case the product being applied for does not support joint applications or if in the case that the product does support joint applications, the option A single account has been selected. This check-box will not appear in case the Joint Account option has been selected since in this case both the applicants will need to be new to the bank.

2. Click View List link.
   An overlay window on which the list of documents required to support the application for the selected product, will be listed.
3. Click View Privacy Policy link to view the privacy policy of the bank on a new tab within the same browser window.
4. Select the I am a Futura Bank online banking customer option and click Apply Now.
   The Login screen is displayed.

   For more information on the application of an existing online banking customer, view the Existing Online Banking Customer section.