1.13 Terms of Service

This topic describes the terms and conditions associated with the product for which you are applying.

In this step you will be able to view the terms and conditions of the product that you are applying for. You will be required to read the terms and conditions and then click on the checkbox to provide your acknowledgment to having agreed to the terms and conditions. Additionally, any other disclaimers and notices, specific to banking product application in the United States of America, will also be displayed, as required by the bank.

You will be required to read these terms and conditions, disclosures and notices and then click on the respective checkboxes to provide your acknowledgment to having agreed to the terms and conditions.

You can also provide your digital signature at this step. If you are applying for the product from a touchscreen device, you can also digitally sign the area identified. Alternately, you can upload a document containing your signature.

In the case of joint application forms, the consent of each applicant to certain terms and conditions, will be required. Hence, in this case, there will be two separate sub sections capturing the consents of each applicant, in addition to the sub section capturing the primary applicant’s consent to product specific terms and conditions. Each of the applicant specific consents sub sections will be labelled with the name of each applicant to make it clear as to whose consents are required to be captured. Similarly, in the case of joint applications, each applicant can also provide their digital signatures, if they wish to do so. The sub sections capturing the signatures of each applicant will also be labelled with the name of the applicant.

Figure 1-20 Terms of Service

Description of "Figure 1-20 Terms of Service"

1. Select each checkbox to accept the specific term and condition.
2. Click on the Upload Signature tab to upload a document containing your digital signature.
   The Upload your Signature section appears.

   Perform one of the following actions:

   • In Upload Signature Here card, drag and drop or upload your digital signature document.

     The uploaded signature image is listed.

     Note:

     1. Click the icon to delete the uploaded signature document.
     2. The formats supported for the uploaded signature document can be configured. By default the supported formats are PDF, PNG, JPG and JPEG.
     3. The maximum size allowed for the signature document is configurable. By default the maximum size allowed is 5 MB
   • Click on the Draw Signature tab to draw signature.

     Note:

     1. Click on the Clear Signature link to reset the drawn signature.
     2. The Draw Signature option is enabled only if you are applying from a touch screen device.
3. Perform one of the following actions:
   • Click Confirm to proceed with application submission.
   • Click Back to navigate back to the previous step in the application.
   • Under the kebab menu, perform one of the following actions:
     • Click the Save and Continue Later option to save the application.
     • Click the Continue on Mobile option to continue the application on a mobile device.