6 Debit Card Limits

This topic describes the functionality that allows users to view and update the transaction limits associated with an existing active debit card linked to their current or savings account.

A customer can view the limits of an existing debit card linked to his current or savings account. The customer can view the existing limits and has the option to update the limits of active debit cards. In addition to the existing limits, the screen also displays the maximum limit count/ amount that can be set for the card.

The customer can view the various transaction limits associated with the debit card. The system displays limits in terms of count and amount in each category, which are as defined below:

  • Own ATM Limits
  • Remote ATM Limits
  • Own Point of Sale Limits (PoS)
  • Remote Point of Sale Limits (PoS)
  • E-commerce Limits

The customer also has the provision to configure a combined limit on his debit card. It is the maximum allowed limit across all sections and if this limit is breached, user will not be allowed for any further transaction on the day irrespective of the individual daily limits set under various categories.

Note:

Combined Limits will be applicable only for third party host system.

Perform anyone of the following navigation to access the Debit Cards section.

  • From the Dashboard, click Toggle menu, click Menu, then click Accounts, and then click Current and Savings Accounts tab, and then click Current and Savings Account Number, and then from Current & Savings Accounts Details section, goto Debit Cardssection, then from the kebab menu, click on the Debit Card Limits.
  • On the Dashboard, click Overview widget, click Current and Savings card, then click Current and Savings Account Number, and then from Current & Savings Accounts Details ,section, goto Debit Cardssection, then from the kebab menu, click on the Debit Card Limits.
  • From the Dashboard, click Toggle menu, click Menu, then click Cards, then from kebab menu click on the Debit Card Limits
  • From the Search bar, type Debit Cards -Debit Card Limits and press Enter.
  • Access through the kebab menu of transactions available under the Current & Savings module

The Debit Card Limits screen appears.

  • View Daily Limits
    This topic provides the systematic instructions for user to view the daily transaction limits applicable to the selected card.
  • Update Daily Limits
    This topic provides the systematic instructions for user to modify the daily limits assigned to their cards