2 Term Deposits Summary

This topic describes the Term Deposits summary page, which provides users with a comprehensive overview of all their term deposit accounts held with the bank.

All the active term deposits of the user are listed as records. Each record comprises of information such as the term deposit account number, account nickname (if assigned), product name, current balance, maturity date and maturity amount.

Click on the specific account to view further details of that account or view the summary of transactions undertaken through that account.

Note:

  1. If the retail user has no term deposit accounts, the system shows a message and a card that directs the user to the New Term Deposits screen.
  2. The left swipe and long press gestures are available on mobile phones and tablets.

    Long press gesture - Users can now press and hold on the screen for a longer time to reveal more options or actions. This feature is accessible in the Account Listing, allowing users to access Redeem, Top Up, and Edit Maturity Instructions functions.

The More Actions menu on the right top corner of the page lists the relevant allowed actions based on the account status.

Using the Manage Columns feature, bank can configure and enable customizable UI display/download option for the end users. Using this feature, users can personalize the information to be displayed/downloaded from search grid displayed on the screen.

By clicking on Manage Columns option available on the screen, user can

  • Rearrange columns
  • Remove specific columns.

Note:

  1. The downloaded report will have the same columns as displayed on the UI as per user preference as well as there will also be an option to modify the column selection while downloading.
  2. The column preferences setup by the user will be saved for future reference i.e. in case the user revisits this screen, the preferred columns will only be displayed in the table.

Perform anyone of the following navigation to access the Term Deposits Summary screen.

  • From the Dashboard, click Toggle menu, click Menu, then click Accounts, and then click Term Deposits tab.
  • From the Dashboard, click Overview widget, click Term Deposits card.
  • From the Search bar, type Term Deposits – Term Deposits and press Enter.
  • Access through the Term Deposits tab available on footer of all pages.

The Term Deposits summary screen appears.

Figure 2-1 Term Deposits - Summary


Description of Figure 2-1 follows
Description of "Figure 2-1 Term Deposits - Summary"

Note:

The fields which are marked as Required are mandatory.

For more information on fields, refer to the field description table.

Table 2-1 Term Deposits - Summary - Field Description

Field Name Description
Deposit Account The deposit Account number in masked format. Click on the link to view the details or transactions summary of the account.
Nickname The deposit account nickname will be displayed under the Deposit Account column if a nickname is assigned to the deposit account.
Status The current status of the deposit account.
Product Name The name of the term deposit product.
Current Balance The current balance of the term deposit.
Maturity Date The date on which the term deposit will mature.
Maturity Amount The value of the term deposit at the time of maturity.

Perform one of the following actions:

  • Click the New Term Deposit to open a new term deposit.
  • Click the More Actions menu to access other Deposits account related transactions.
  • Click the download icon to download the records in CSV & PDF format.
  • Click the manage columns icon to setup a column preference by rearranging or removing columns.

    Figure 2-2 Term Deposits Accounts – Manage Columns setup


    Description of Figure 2-2 follows
    Description of "Figure 2-2 Term Deposits Accounts – Manage Columns setup"

    Perform one of the following actions:
    • Click Apply to apply the new changes to the table.
    • Click Reset to clear the data entered.