9.2 Enterprise Limits Management - Enterprise Collateral Management Interaction Flow

This topis describes about the detailed information about the ELM - Enterprise Collateral Management Interaction Flow.

When the Enterprise Limits Management system interacts with the external Enterprise Collateral Management system:

• The collaterals created in external Enterprise Collateral Management system can be used in the Enterprise Limits Management system through the following options:
  • Service
  • External System Maintenance screen (GCDECOLT)
  • Upload
• Collaterals of all types can be sent from the external Enterprise Collateral Management system to the Enterprise Limits Management through service
• For collaterals from the external Enterprise Collateral Management system, customer number / ID is mandatory
• Individual record level details of the collaterals will be available only in the external Enterprise Collateral Management system
• External collaterals can be linked only by signifying percentage. By default, 100% is allocated to the pool
• Collateral Type for the collaterals linked from the external Enterprise Collateral Management system will be External
• Internal collaterals from Enterprise Limits and Collateral Management as well as the collaterals from the external Enterprise Collateral Management system can be linked to the same pool

Note:

The Enterprise Limits Management - Enterprise Collateral Management interaction in this chapter is explained considering the following conditions:

1. Same customer number is available in both external Enterprise Collateral Management and Enterprise Limits Management.
2. The user of external Enterprise Collateral Management system will have access to Enterprise Limits Management system as well.
3. Liability ID will be created in Enterprise Limits Management system as it is required for creating pool and facility in Enterprise Limits Management. The customer will be linked through customer liability linkage.

Linking collaterals to Pool in Enterprise Limits Management

• Pool can be created with the collaterals of external type from the external Enterprise Collateral Management system in the Pool Creation screen ().
• Collaterals from the external Enterprise Collateral Management system will not have auto pool create feature.
• When the collateral of external type is selected for creating pool, the details of source system will be displayed in the Pool Creation screen.
• While linking the external collaterals to the Pool, Amount basis must be selected as Percentage and 100% must be allocated to the Pool. Thus, one collateral can be linked to only one Pool. However, multiple external type collaterals can be linked to the same pool. There is no change in the existing pool feature such as order of utilization.
• When the external collateral is linked to the pool, the Linked flag in the External Collateral Maintenance screen () will get updated.
• Blocking message for the linked collateral will not be sent to the external Enterprise Collateral Management system by the Enterprise Limits Management system, when a pool amount is blocked.
• Internal collaterals can be linked to the same collateral Pool to which the external collaterals are linked.

De-linking external collateral from Pool

• De-linking external collateral from the Pool is similar to de-linking internal collaterals from the Pool. Upon de-linking the external collateral from the Pool, Linked flag at the External Collateral Maintenance screen () will be updated.
• Notification will not be sent to the external Enterprise Collateral Management system, when the external collaterals are de-linked from pool.
• De-linked external collateral can be re-linked to another collateral Pool with 100% allocation.

Collateral revaluation in external Enterprise Collateral Management

• When a collateral is revalued in external Enterprise Collateral Management system, modified value will be updated in Enterprise Limits Management through service or screen provided for that purpose in Enterprise Limits Management.
• Due to 100% allocation of collateral to the Pool, linked amount at the Pool will be revalued when the modified collateral value is updated in Enterprise Limits Management.
• If the Pool is linked to the facility in percentage basis, the Pool value will be revalued and linked pool amount at facility level will be recalculated.
• Exception will be logged whenever the available amount at Pool or facility level reaches negative value due to collateral revaluation.
• After going through the exception, the Enterprise Limits Management users must take appropriate action to replenish the pool with additional collaterals from the customer.
• Notification will not be sent back to the external Enterprise Collateral Management system from the Enterprise Limits Management system, when the above exceptions are encountered.

Closure of collateral in external Enterprise Collateral Management

• Whenever it is required to close a collateral in the external Enterprise Collateral Management system, the Enterprise Collateral Management user must remove that collateral from the pool and provide alternate collateral to the pool in Enterprise Limits Management.
• Closure of external collateral in Enterprise Limits Management with the Linked flag updated will not be allowed.