2.5.3 Summary

This topic provides the systematic instructions to view the tiles for all the data segments in the Loan Assessment stage.

The system will display the summary of each of the data segmentsin as many tiles as the number of data segments in the given stage.

1. Click Next in previous data segment to proceed with the next data segment, after successfully capturing the data.

   The Summary screen displays.

   Figure 2-47 Summary

   
   

   
   Description of "Figure 2-47 Summary"

   
   

   Each of these summary tiles are clickable and the user will have the option to view all the details captured under the given data segment.

   For more information on fields, refer to the field description table.

   Table 2-37 Summary - Assessment – Field Description

   Data Segment	Description
   Qualitative Scorecard Details	Displays the qualitative scorecard details.
   Assessment Details	Displays the assessment details.

2. Click Submit to reach the OUTCOME, where the overrides, checklist and documents for this stage are verified. The Overrides screen is displayed.
3. In the Override screen, the message appears in case there is any override. Overrides are basically warnings that are raised during the business validations. User has to accept the overrides to proceed further. Alternatively, user can go back and correct the data to ensure overrides do not arise. In case of override, click Accept Overrides& Proceed to proceed.
   OR

   Click Proceed. The Checklist screen appears.

4. In the Checklist screen the system displays the error message if document checklist is not verified. Click Proceed Next to proceed. The Outcome screen appears.
5. In the Outcome screen, select appropriate option from the Select to Proceed field.
   • Select the Proceed to proceed with the application. By default this option is selected. If the Proceed option is selected, then the application proceeds based on the assessment decision.
     • It will logically complete the Loan Assessment stage for the loan application if the system recommendation is Approved. The Workflow Orchestrator will automatically move this application to the Account Parameter Setup stage.
     • If the system recommendation is Manual then, the Manual Credit Assessment stage is generated for this loan application.
     • If the system recommendation is Rejected then the application is terminated. The stage movement is driven by the business configuration for a given combination of Process Code, Life Cycle and Business Product Code.
   • Select the Return to Application Entry Stage to make application entry stage available in free task for edit.
   • Select the Return to Application Enrichment Stage to make enrichment stage available in free task.
   • Select the Return to Application Underwriting Stage to make underwriting stage available in free task.
   • Select the Reject Application to reject the submission of this application. The application is terminated, and an email is sent to the borrower or customer with a rejection advice.
6. Click Submit to submit the Loan Assessment stage. The confirmation screen appears with the submission status, the Application Reference Number and the Process Application Reference Number.
7. Click Close to close the window.
   OR

   Click Go to Free Task. The system successfully moves the Application Reference Number along with the process reference numbers to the Manual Credit Assessment stage. This application will be available in the FREE TASKS list. The user who has the access rights will be able to acquire and proceed with the next processing stage of the application.