Table of Contents

• Title and Copyright Information
• Preface
  • Purpose
  • Audience
  • Documentation Accessibility
  • Diversity and Inclusion
  • Conventions
  • Acronyms and Abbreviations
  • Symbol and Icons
  • Basic Actions
  • Screenshot Disclaimer
• 1 Overview
• 2 Initiating Current Account Opening Process
  • 2.1 Application Entry Stage
    • 2.1.1 Customer Information
      • 2.1.1.1 For Individual Customer Type
      • 2.1.1.2 For Small and Medium Business (SMB) Customer Type
    • 2.1.2 Customer Consents and Preferences
    • 2.1.3 Account Details
    • 2.1.4 Stake Holder Details
    • 2.1.5 Financial Details
    • 2.1.6 Mandate Details
    • 2.1.7 Collateral Details
    • 2.1.8 Nominee Details
    • 2.1.9 Summary
  • 2.2 Debit Assessment
    • 2.2.1 Bureau Information
    • 2.2.2 Summary
  • 2.3 Manual Debit Assessment
    • 2.3.1 Bureau Information
    • 2.3.2 Manual Decision
    • 2.3.3 Summary
  • 2.4 Overdraft Limit Details Stage
    • 2.4.1 Account Limit Details
    • 2.4.2 Collateral Details
    • 2.4.3 Advance against Uncollected Funds
    • 2.4.4 Temporary Overdraft Limit
    • 2.4.5 Summary
  • 2.5 Application Enrichment Stage
    • 2.5.1 Interest Details
    • 2.5.2 Charge Details
    • 2.5.3 Account Service Preferences
    • 2.5.4 Advance against Uncollected Funds
    • 2.5.5 Temporary Overdraft Limit
    • 2.5.6 Summary
  • 2.6 Account Funding
    • 2.6.1 Account Funding Details
    • 2.6.2 Summary
  • 2.7 Underwriting Stage
    • 2.7.1 Credit Rating Details
    • 2.7.2 Valuation Details
    • 2.7.3 Legal Opinion
    • 2.7.4 Summary
  • 2.8 Application Assessment
    • 2.8.1 Qualitative Scorecard
    • 2.8.2 Assessment Details
    • 2.8.3 Summary
  • 2.9 Manual Credit Assessment Stage
    • 2.9.1 Manual Assessment
    • 2.9.2 Summary
  • 2.10 Manual Credit Decision Stage
    • 2.10.1 Manual Decision
    • 2.10.2 Summary
  • 2.11 Account Parameter Setup Stage
    • 2.11.1 Summary
  • 2.12 Supervisor Application Approval Stage
    • 2.12.1 Pricing Change Approval
    • 2.12.2 Summary
  • 2.13 Offer Issue Stage
    • 2.13.1 Assessment Summary
    • 2.13.2 Offer Issue
    • 2.13.3 Summary - Offer Issue
  • 2.14 Offer Accept / Reject Stage
    • 2.14.1 Offer Accept / Reject
    • 2.14.2 Summary - Offer Accept / Reject
  • 2.15 Post Offer Amendment Stage
    • 2.15.1 Post Offer Amendment
    • 2.15.2 Summary
  • 2.16 Application Approval Stage
    • 2.16.1 Collateral Perfection Details
    • 2.16.2 Approval Details
    • 2.16.3 Summary
  • 2.17 Manual Retry Stage
  • 2.18 Account Funding
    • 2.18.1 Account Funding Details
    • 2.18.2 Summary
  • 2.19 Global Actions
    • 2.19.1 Icon
    • 2.19.2 Customer 360
    • 2.19.3 Application Information
    • 2.19.4 Remarks
    • 2.19.5 Documents
    • 2.19.6 Advices
    • 2.19.7 Condition and Convenants
    • 2.19.8 Solicitor Details
    • 2.19.9 Clarification Details
• 3 Instant Current Account Origination Process
• 4 Regional Configuration
• 5 Error Codes and Messages
• 6 Advices
• Index