3.5.18.1 Manage Loan Securities - Limits

This topic explains the systematic instructions for linking or replacing linked limit.

To manage the limits:

Note:

The fields marked as Required are mandatory.

1. On the Manage Loan Securities screen, specify a limit account.
   The loan and limit details are displayed in the respective sections.

   Figure 3-81 Manage Loan Securities for Limits

   
   

   
   Description of "Figure 3-81 Manage Loan Securities for Limits"

   
   
2. Select the appropriate option from the Search by field.
3. Perform the required action, based on the option selected from the Search by field.

   Table 3-55 Sanctioned Amount Revision – Field Description

   Field	Description
   Search by	Users can search for an account number by using any of the available search criteria. The account number is set as the default search option. Users can specify the account number directly in the adjacent field or search for an account number by clicking the Search icon. Users can also search for the specific account number by providing customer ID, account number, or account name. Other search options available in the Search by field are Customer ID, Tax Identification Number, Mobile Number, and Email. A specific customer ID can be searched by providing the customer name or customer ID. If Tax Identification Number, mobile, or email IDs are chosen to find an account number, the respective IDs have to be input entirely in the adjacent field for the system to display the account number. For a given search criteria, multiple account numbers may be linked. For example, two or more account numbers can be linked to a single mobile number. In such cases, the system displays all the account number matches and the user can select the relevant account number on which to perform a servicing operation.
   Loan details	This section displays the basic loan details of the selected account.
   Sanctioned Amount	Displays the sanctioned loan amount.
   Outstanding Amount	Displays the outstanding amount for the loan account.
   Maturity Date	Displays the maturity date of the loan amount.
   Linked limit	This section displays the linked limits details.
   Limit ID	Displays the limit ID linked to the account.
   Party ID	Displays the party ID linked to the limit.
   Name	Displays the party name.
   Relationship	Displays the relationship of the party.
   Expiry Date	Displays the expiry date of the limit.
   Available Balance	Displays the available limit balance.
   Liability ID	Displays the liability ID.
   Replace	Click the option to replace the linked limit.
   Replacing limit	This section displays the limit details which can be replaced with the existing linked limit. Note: This section is displayed if the user clicks the Replace option in the Linked limit section. Also, an information to select another limit is displayed above this section.
   Limit ID	Select the limit ID to be linked to the account.
   Party ID	Displays the party ID linked to the limit.
   Name	Displays the party name.
   Relationship	Displays the relationship of the party.
   Expiry Date	Displays the expiry date of the limit. Note: This field is enabled if the user clicks Edit from Action field.
   Available Balance	Displays the available limit balance.
   Liability ID	Displays the liability ID.
   Action	Displays the following icon: : Click to edit the limit ID and expiry date of the limit.
   Reason	Select the reason for replacing the limit.

4. Click Submit.
   The screen is successfully submitted for authorization.