1.2.11 Customer Restrictions

Use Customer Restriction in the Treasury Product Restriction screen to maintain customer restrictions for a product.

You can maintain customer restrictions for a product in the Product Customer Restriction screen.

Just as you can maintain a list of allowed/disallowed branches and currencies for a product, you can maintain a list of allowed/disallowed customer categories.

Customer Category

You can group your customers according to the common features that they share. For example, you can group your customers into categories such as:

• Banks
• Corporates
• Financial Institutions (excluding banks)
• Individuals, etc.

1. On the Home page, enter CSDTRPDR in the text field and click the arrow next to the text field.
   The Treasury Product Restriction screen is displayed.

   Figure 1-12 Treasury Product Restriction

   
   Description of "Figure 1-12 Treasury Product Restriction"
2. In the Customer Restrictions screen, specify the fields.
   When defining a product, you can choose to specify Customer and Category Restrictions either by:

   • Associating the product with a Class
   • By defining these restrictions specifically for the product in the ‘Customer Restrictions’ screen

   For detailed explanation on the fields, refer to the below table.

   Table 1-11 Customer Restriction- Field Description

   Field	Description
   Class Code	In Oracle Banking Treasury Management, you can define a set of customer restrictions as a class. You can maintain several restriction classes. When creating a product, you can associate it with a customer and category restrictions class that best suits your requirement. The manner of creating a restrictions class is similar to setting up restrictions for a product, as explained below. If you would like to associate a customer restrictions class to a product, click ‘Default From Class’ button in the ‘Customer Restrictions’ screen. The product acquires the restrictions defined for the class. If you do not use a class to indicate branch and currency restrictions, you should define these restrictions specifically for the product in the ‘Customer Restrictions’ screen.
   Class Description	Specify customer and category restrictions in the form of allowed lists or disallowed lists. If you create ‘allowed’ lists of branches and currencies, the product will be applicable only for those categories and customer types that are part of the respective allowed lists. On the other hand, if you maintain ‘disallowed’ lists, the product will not be applicable for those categories and customer types on the respective disallowed lists. You can indicate whether you are maintaining an allowed or a disallowed list type by choosing the appropriate option. In Oracle Banking Treasury Management, you can define a set of customer restrictions as a Customer Restrictions Class. You can maintain several restrictions classes of customer categories. When creating a product, you can associate it with a customer restrictions class that best suits your requirement. The procedure for creating a customer restrictions class is similar to setting up customer restrictions for a product, as explained below. If you would like to associate a customer restrictions class to a product, click ‘Default From Class’ button in the Product Customers and Categories Restrictions screen. The product acquires the restrictions defined for the class.
   Category Restriction List	You can restrict customers from availing a product by maintaining an ‘allowed’ list or a ‘disallowed’ list of customer categories. Only customer categories that are a part of an allowed list maintained for a product can avail the product. Likewise, customer categories that are part of a disallowed list cannot avail the product or service.
   Category Code	Specify the category that should be allowed/disallowed for the product.
   Customer ID	Specify the customer identification number of the customer that should be allowed/disallowed for the product.